▼ 0.50% · 3.625%
HK$16,676
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,195
−HK$527/mo
Today · 4.125%
HK$17,722
baseline
▲ 0.50% · 4.625%
HK$18,800
+HK$1,078/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,444/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,552
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,049
−HK$505/mo
Today · 4.125%
HK$19,554
baseline
▲ 0.50% · 4.625%
HK$20,585
+HK$1,031/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,108/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,343
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,914
−HK$580/mo
Today · 4.125%
HK$19,494
baseline
▲ 0.50% · 4.625%
HK$20,680
+HK$1,186/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,988/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,407
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,954
−HK$555/mo
Today · 4.125%
HK$21,509
baseline
▲ 0.50% · 4.625%
HK$22,643
+HK$1,134/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$43,018/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,011
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,633
−HK$633/mo
Today · 4.125%
HK$21,266
baseline
▲ 0.50% · 4.625%
HK$22,560
+HK$1,294/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,532/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,262
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,859
−HK$606/mo
Today · 4.125%
HK$23,465
baseline
▲ 0.50% · 4.625%
HK$24,702
+HK$1,237/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,930/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,679
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,353
−HK$685/mo
Today · 4.125%
HK$23,038
baseline
▲ 0.50% · 4.625%
HK$24,440
+HK$1,402/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,076/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,117
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,764
−HK$656/mo
Today · 4.125%
HK$25,420
baseline
▲ 0.50% · 4.625%
HK$26,760
+HK$1,340/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,840/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,346
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,072
−HK$738/mo
Today · 4.125%
HK$24,810
baseline
▲ 0.50% · 4.625%
HK$26,320
+HK$1,510/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$49,620/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,972
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,669
−HK$707/mo
Today · 4.125%
HK$27,376
baseline
▲ 0.50% · 4.625%
HK$28,819
+HK$1,443/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$54,752/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,014
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,792
−HK$790/mo
Today · 4.125%
HK$26,582
baseline
▲ 0.50% · 4.625%
HK$28,200
+HK$1,618/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,164/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,828
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,574
−HK$757/mo
Today · 4.125%
HK$29,331
baseline
▲ 0.50% · 4.625%
HK$30,877
+HK$1,546/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,662/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,681
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,511
−HK$844/mo
Today · 4.125%
HK$28,355
baseline
▲ 0.50% · 4.625%
HK$30,080
+HK$1,725/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$56,710/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,683
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,479
−HK$807/mo
Today · 4.125%
HK$31,286
baseline
▲ 0.50% · 4.625%
HK$32,936
+HK$1,650/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$62,572/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,349
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,231
−HK$896/mo
Today · 4.125%
HK$30,127
baseline
▲ 0.50% · 4.625%
HK$31,960
+HK$1,833/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$60,254/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,538
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,384
−HK$858/mo
Today · 4.125%
HK$33,242
baseline
▲ 0.50% · 4.625%
HK$34,994
+HK$1,752/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$66,484/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,017
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,950
−HK$949/mo
Today · 4.125%
HK$31,899
baseline
▲ 0.50% · 4.625%
HK$33,840
+HK$1,941/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$63,798/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,393
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,289
−HK$908/mo
Today · 4.125%
HK$35,197
baseline
▲ 0.50% · 4.625%
HK$37,053
+HK$1,856/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$70,394/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,395 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).