▼ 0.50% · 3.625%
HK$15,971
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,468
−HK$505/mo
Today · 4.125%
HK$16,973
baseline
▲ 0.50% · 4.625%
HK$18,006
+HK$1,033/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,946/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,768
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,244
−HK$484/mo
Today · 4.125%
HK$18,728
baseline
▲ 0.50% · 4.625%
HK$19,715
+HK$987/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,456/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,568
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,115
−HK$555/mo
Today · 4.125%
HK$18,670
baseline
▲ 0.50% · 4.625%
HK$19,806
+HK$1,136/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,340/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,545
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,069
−HK$532/mo
Today · 4.125%
HK$20,601
baseline
▲ 0.50% · 4.625%
HK$21,687
+HK$1,086/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,202/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,166
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,762
−HK$605/mo
Today · 4.125%
HK$20,367
baseline
▲ 0.50% · 4.625%
HK$21,607
+HK$1,240/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,734/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,322
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,893
−HK$581/mo
Today · 4.125%
HK$22,474
baseline
▲ 0.50% · 4.625%
HK$23,658
+HK$1,184/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,948/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,763
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,409
−HK$656/mo
Today · 4.125%
HK$22,065
baseline
▲ 0.50% · 4.625%
HK$23,407
+HK$1,342/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,130/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,098
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,718
−HK$628/mo
Today · 4.125%
HK$24,346
baseline
▲ 0.50% · 4.625%
HK$25,630
+HK$1,284/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,692/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,360
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,055
−HK$707/mo
Today · 4.125%
HK$23,762
baseline
▲ 0.50% · 4.625%
HK$25,208
+HK$1,446/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,524/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,875
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,542
−HK$677/mo
Today · 4.125%
HK$26,219
baseline
▲ 0.50% · 4.625%
HK$27,601
+HK$1,382/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,438/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,957
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,702
−HK$757/mo
Today · 4.125%
HK$25,459
baseline
▲ 0.50% · 4.625%
HK$27,008
+HK$1,549/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,918/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,652
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,367
−HK$725/mo
Today · 4.125%
HK$28,092
baseline
▲ 0.50% · 4.625%
HK$29,573
+HK$1,481/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,184/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,554
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,349
−HK$808/mo
Today · 4.125%
HK$27,157
baseline
▲ 0.50% · 4.625%
HK$28,809
+HK$1,652/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$54,314/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,429
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,191
−HK$774/mo
Today · 4.125%
HK$29,965
baseline
▲ 0.50% · 4.625%
HK$31,544
+HK$1,579/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$59,930/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,151
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,996
−HK$858/mo
Today · 4.125%
HK$28,854
baseline
▲ 0.50% · 4.625%
HK$30,610
+HK$1,756/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$57,708/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,206
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,016
−HK$821/mo
Today · 4.125%
HK$31,837
baseline
▲ 0.50% · 4.625%
HK$33,516
+HK$1,679/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$63,674/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,748
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,643
−HK$908/mo
Today · 4.125%
HK$30,551
baseline
▲ 0.50% · 4.625%
HK$32,410
+HK$1,859/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,102/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,982
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,840
−HK$870/mo
Today · 4.125%
HK$33,710
baseline
▲ 0.50% · 4.625%
HK$35,487
+HK$1,777/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$67,420/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,126 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).