▼ 0.50% · 3.625%
HK$16,668
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,186
−HK$527/mo
Today · 4.125%
HK$17,713
baseline
▲ 0.50% · 4.625%
HK$18,791
+HK$1,078/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,426/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,543
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,040
−HK$504/mo
Today · 4.125%
HK$19,544
baseline
▲ 0.50% · 4.625%
HK$20,575
+HK$1,031/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,088/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,334
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,905
−HK$579/mo
Today · 4.125%
HK$19,484
baseline
▲ 0.50% · 4.625%
HK$20,670
+HK$1,186/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,968/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,397
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,944
−HK$555/mo
Today · 4.125%
HK$21,499
baseline
▲ 0.50% · 4.625%
HK$22,632
+HK$1,133/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,998/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,001
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,623
−HK$632/mo
Today · 4.125%
HK$21,255
baseline
▲ 0.50% · 4.625%
HK$22,549
+HK$1,294/mo
Deposit HK$2.92M · loan HK$4.39M · min. income ≈ HK$42,510/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,251
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,848
−HK$605/mo
Today · 4.125%
HK$23,453
baseline
▲ 0.50% · 4.625%
HK$24,689
+HK$1,236/mo
Deposit HK$2.92M · loan HK$4.39M · min. income ≈ HK$46,906/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,668
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,342
−HK$685/mo
Today · 4.125%
HK$23,027
baseline
▲ 0.50% · 4.625%
HK$24,428
+HK$1,401/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,054/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,105
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,752
−HK$656/mo
Today · 4.125%
HK$25,408
baseline
▲ 0.50% · 4.625%
HK$26,747
+HK$1,339/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,816/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,335
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,060
−HK$738/mo
Today · 4.125%
HK$24,798
baseline
▲ 0.50% · 4.625%
HK$26,307
+HK$1,509/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$49,596/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,960
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,656
−HK$706/mo
Today · 4.125%
HK$27,362
baseline
▲ 0.50% · 4.625%
HK$28,804
+HK$1,442/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$54,724/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,001
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,779
−HK$790/mo
Today · 4.125%
HK$26,569
baseline
▲ 0.50% · 4.625%
HK$28,186
+HK$1,617/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,138/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,814
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,560
−HK$756/mo
Today · 4.125%
HK$29,316
baseline
▲ 0.50% · 4.625%
HK$30,862
+HK$1,546/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,632/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,668
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,498
−HK$842/mo
Today · 4.125%
HK$28,340
baseline
▲ 0.50% · 4.625%
HK$30,065
+HK$1,725/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$56,680/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,668
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,464
−HK$807/mo
Today · 4.125%
HK$31,271
baseline
▲ 0.50% · 4.625%
HK$32,919
+HK$1,648/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$62,542/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,335
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,216
−HK$896/mo
Today · 4.125%
HK$30,112
baseline
▲ 0.50% · 4.625%
HK$31,944
+HK$1,832/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,224/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,522
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,368
−HK$857/mo
Today · 4.125%
HK$33,225
baseline
▲ 0.50% · 4.625%
HK$34,977
+HK$1,752/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,450/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,002
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,935
−HK$948/mo
Today · 4.125%
HK$31,883
baseline
▲ 0.50% · 4.625%
HK$33,823
+HK$1,940/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$63,766/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,377
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,272
−HK$908/mo
Today · 4.125%
HK$35,180
baseline
▲ 0.50% · 4.625%
HK$37,034
+HK$1,854/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$70,360/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,286 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).