▼ 0.50% · 3.625%
HK$15,917
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,412
−HK$503/mo
Today · 4.125%
HK$16,915
baseline
▲ 0.50% · 4.625%
HK$17,944
+HK$1,029/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,830/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,708
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,182
−HK$482/mo
Today · 4.125%
HK$18,664
baseline
▲ 0.50% · 4.625%
HK$19,648
+HK$984/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,328/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,509
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,053
−HK$554/mo
Today · 4.125%
HK$18,607
baseline
▲ 0.50% · 4.625%
HK$19,739
+HK$1,132/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$37,214/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,478
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,001
−HK$530/mo
Today · 4.125%
HK$20,531
baseline
▲ 0.50% · 4.625%
HK$21,613
+HK$1,082/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$41,062/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,100
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,695
−HK$603/mo
Today · 4.125%
HK$20,298
baseline
▲ 0.50% · 4.625%
HK$21,533
+HK$1,235/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$40,596/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,249
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,819
−HK$578/mo
Today · 4.125%
HK$22,397
baseline
▲ 0.50% · 4.625%
HK$23,578
+HK$1,181/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$44,794/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,692
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,336
−HK$654/mo
Today · 4.125%
HK$21,990
baseline
▲ 0.50% · 4.625%
HK$23,328
+HK$1,338/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$43,980/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,020
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,637
−HK$626/mo
Today · 4.125%
HK$24,263
baseline
▲ 0.50% · 4.625%
HK$25,542
+HK$1,279/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$48,526/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,284
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,977
−HK$704/mo
Today · 4.125%
HK$23,681
baseline
▲ 0.50% · 4.625%
HK$25,122
+HK$1,441/mo
Deposit HK$2.09M · loan HK$4.89M · min. income ≈ HK$47,362/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,791
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,455
−HK$675/mo
Today · 4.125%
HK$26,130
baseline
▲ 0.50% · 4.625%
HK$27,507
+HK$1,377/mo
Deposit HK$2.09M · loan HK$4.89M · min. income ≈ HK$52,260/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,876
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,618
−HK$755/mo
Today · 4.125%
HK$25,373
baseline
▲ 0.50% · 4.625%
HK$26,917
+HK$1,544/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$50,746/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,561
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,274
−HK$722/mo
Today · 4.125%
HK$27,996
baseline
▲ 0.50% · 4.625%
HK$29,472
+HK$1,476/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$55,992/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,467
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,259
−HK$805/mo
Today · 4.125%
HK$27,064
baseline
▲ 0.50% · 4.625%
HK$28,711
+HK$1,647/mo
Deposit HK$1.40M · loan HK$5.58M · min. income ≈ HK$54,128/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,332
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,092
−HK$771/mo
Today · 4.125%
HK$29,863
baseline
▲ 0.50% · 4.625%
HK$31,437
+HK$1,574/mo
Deposit HK$1.40M · loan HK$5.58M · min. income ≈ HK$59,726/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,059
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,901
−HK$855/mo
Today · 4.125%
HK$28,756
baseline
▲ 0.50% · 4.625%
HK$30,506
+HK$1,750/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$57,512/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,103
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,910
−HK$819/mo
Today · 4.125%
HK$31,729
baseline
▲ 0.50% · 4.625%
HK$33,402
+HK$1,673/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$63,458/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,651
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,542
−HK$905/mo
Today · 4.125%
HK$30,447
baseline
▲ 0.50% · 4.625%
HK$32,300
+HK$1,853/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$60,894/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,874
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,728
−HK$868/mo
Today · 4.125%
HK$33,596
baseline
▲ 0.50% · 4.625%
HK$35,366
+HK$1,770/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$67,192/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,412 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).