▼ 0.50% · 3.625%
HK$16,349
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,857
−HK$517/mo
Today · 4.125%
HK$17,374
baseline
▲ 0.50% · 4.625%
HK$18,431
+HK$1,057/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,748/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,188
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,676
−HK$494/mo
Today · 4.125%
HK$19,170
baseline
▲ 0.50% · 4.625%
HK$20,181
+HK$1,011/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,340/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,984
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,543
−HK$568/mo
Today · 4.125%
HK$19,111
baseline
▲ 0.50% · 4.625%
HK$20,274
+HK$1,163/mo
Deposit HK$3.23M · loan HK$3.94M · min. income ≈ HK$38,222/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,007
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,543
−HK$545/mo
Today · 4.125%
HK$21,088
baseline
▲ 0.50% · 4.625%
HK$22,199
+HK$1,111/mo
Deposit HK$3.23M · loan HK$3.94M · min. income ≈ HK$42,176/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,619
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,229
−HK$620/mo
Today · 4.125%
HK$20,849
baseline
▲ 0.50% · 4.625%
HK$22,117
+HK$1,268/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,698/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,825
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,411
−HK$594/mo
Today · 4.125%
HK$23,005
baseline
▲ 0.50% · 4.625%
HK$24,217
+HK$1,212/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$46,010/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,253
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,915
−HK$671/mo
Today · 4.125%
HK$22,586
baseline
▲ 0.50% · 4.625%
HK$23,961
+HK$1,375/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$45,172/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,644
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,278
−HK$644/mo
Today · 4.125%
HK$24,922
baseline
▲ 0.50% · 4.625%
HK$26,235
+HK$1,313/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$49,844/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,888
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,600
−HK$724/mo
Today · 4.125%
HK$24,324
baseline
▲ 0.50% · 4.625%
HK$25,804
+HK$1,480/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,648/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,463
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,146
−HK$693/mo
Today · 4.125%
HK$26,839
baseline
▲ 0.50% · 4.625%
HK$28,253
+HK$1,414/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,678/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,523
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,286
−HK$775/mo
Today · 4.125%
HK$26,061
baseline
▲ 0.50% · 4.625%
HK$27,647
+HK$1,586/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$52,122/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,282
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,013
−HK$743/mo
Today · 4.125%
HK$28,756
baseline
▲ 0.50% · 4.625%
HK$30,272
+HK$1,516/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$57,512/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,158
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,972
−HK$826/mo
Today · 4.125%
HK$27,798
baseline
▲ 0.50% · 4.625%
HK$29,490
+HK$1,692/mo
Deposit HK$1.43M · loan HK$5.74M · min. income ≈ HK$55,596/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,101
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,881
−HK$792/mo
Today · 4.125%
HK$30,673
baseline
▲ 0.50% · 4.625%
HK$32,290
+HK$1,617/mo
Deposit HK$1.43M · loan HK$5.74M · min. income ≈ HK$61,346/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,793
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,657
−HK$879/mo
Today · 4.125%
HK$29,536
baseline
▲ 0.50% · 4.625%
HK$31,333
+HK$1,797/mo
Deposit HK$1.08M · loan HK$6.09M · min. income ≈ HK$59,072/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,919
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,749
−HK$841/mo
Today · 4.125%
HK$32,590
baseline
▲ 0.50% · 4.625%
HK$34,308
+HK$1,718/mo
Deposit HK$1.08M · loan HK$6.09M · min. income ≈ HK$65,180/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,428
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,343
−HK$930/mo
Today · 4.125%
HK$31,273
baseline
▲ 0.50% · 4.625%
HK$33,176
+HK$1,903/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$62,546/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,738
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,616
−HK$891/mo
Today · 4.125%
HK$34,507
baseline
▲ 0.50% · 4.625%
HK$36,326
+HK$1,819/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$69,014/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,092 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).