▼ 0.50% · 3.625%
HK$15,185
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,657
−HK$480/mo
Today · 4.125%
HK$16,137
baseline
▲ 0.50% · 4.625%
HK$17,119
+HK$982/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,274/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,893
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,346
−HK$459/mo
Today · 4.125%
HK$17,805
baseline
▲ 0.50% · 4.625%
HK$18,744
+HK$939/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,610/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,703
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,223
−HK$527/mo
Today · 4.125%
HK$17,750
baseline
▲ 0.50% · 4.625%
HK$18,830
+HK$1,080/mo
Deposit HK$3.00M · loan HK$3.66M · min. income ≈ HK$35,500/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,582
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,080
−HK$506/mo
Today · 4.125%
HK$19,586
baseline
▲ 0.50% · 4.625%
HK$20,618
+HK$1,032/mo
Deposit HK$3.00M · loan HK$3.66M · min. income ≈ HK$39,172/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,221
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,788
−HK$576/mo
Today · 4.125%
HK$19,364
baseline
▲ 0.50% · 4.625%
HK$20,542
+HK$1,178/mo
Deposit HK$2.66M · loan HK$4.00M · min. income ≈ HK$38,728/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,271
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,815
−HK$551/mo
Today · 4.125%
HK$21,366
baseline
▲ 0.50% · 4.625%
HK$22,493
+HK$1,127/mo
Deposit HK$2.66M · loan HK$4.00M · min. income ≈ HK$42,732/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,740
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,354
−HK$624/mo
Today · 4.125%
HK$20,978
baseline
▲ 0.50% · 4.625%
HK$22,254
+HK$1,276/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$41,956/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,960
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,549
−HK$598/mo
Today · 4.125%
HK$23,147
baseline
▲ 0.50% · 4.625%
HK$24,367
+HK$1,220/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$46,294/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,258
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,920
−HK$671/mo
Today · 4.125%
HK$22,591
baseline
▲ 0.50% · 4.625%
HK$23,966
+HK$1,375/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$45,182/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,650
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,284
−HK$643/mo
Today · 4.125%
HK$24,927
baseline
▲ 0.50% · 4.625%
HK$26,241
+HK$1,314/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$49,854/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,777
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,485
−HK$720/mo
Today · 4.125%
HK$24,205
baseline
▲ 0.50% · 4.625%
HK$25,678
+HK$1,473/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$48,410/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,339
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,019
−HK$689/mo
Today · 4.125%
HK$26,708
baseline
▲ 0.50% · 4.625%
HK$28,116
+HK$1,408/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$53,416/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,295
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,051
−HK$768/mo
Today · 4.125%
HK$25,819
baseline
▲ 0.50% · 4.625%
HK$27,390
+HK$1,571/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$51,638/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,028
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,753
−HK$735/mo
Today · 4.125%
HK$28,488
baseline
▲ 0.50% · 4.625%
HK$29,990
+HK$1,502/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$56,976/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,814
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,617
−HK$815/mo
Today · 4.125%
HK$27,432
baseline
▲ 0.50% · 4.625%
HK$29,102
+HK$1,670/mo
Deposit HK$999K · loan HK$5.66M · min. income ≈ HK$54,864/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,717
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,488
−HK$781/mo
Today · 4.125%
HK$30,269
baseline
▲ 0.50% · 4.625%
HK$31,864
+HK$1,595/mo
Deposit HK$999K · loan HK$5.66M · min. income ≈ HK$60,538/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,332
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,182
−HK$864/mo
Today · 4.125%
HK$29,046
baseline
▲ 0.50% · 4.625%
HK$30,813
+HK$1,767/mo
Deposit HK$666K · loan HK$5.99M · min. income ≈ HK$58,092/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,407
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,222
−HK$827/mo
Today · 4.125%
HK$32,049
baseline
▲ 0.50% · 4.625%
HK$33,739
+HK$1,690/mo
Deposit HK$666K · loan HK$5.99M · min. income ≈ HK$64,098/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,774 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).