▼ 0.50% · 3.625%
HK$21,775
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,452
−HK$688/mo
Today · 4.125%
HK$23,140
baseline
▲ 0.50% · 4.625%
HK$24,548
+HK$1,408/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,280/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,224
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,874
−HK$659/mo
Today · 4.125%
HK$25,533
baseline
▲ 0.50% · 4.625%
HK$26,879
+HK$1,346/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,066/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,952
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,697
−HK$757/mo
Today · 4.125%
HK$25,454
baseline
▲ 0.50% · 4.625%
HK$27,003
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,908/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,647
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,361
−HK$725/mo
Today · 4.125%
HK$28,086
baseline
▲ 0.50% · 4.625%
HK$29,567
+HK$1,481/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,172/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,130
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,942
−HK$826/mo
Today · 4.125%
HK$27,768
baseline
▲ 0.50% · 4.625%
HK$29,458
+HK$1,690/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,536/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,069
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,849
−HK$790/mo
Today · 4.125%
HK$30,639
baseline
▲ 0.50% · 4.625%
HK$32,255
+HK$1,616/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,278/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,307
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,188
−HK$894/mo
Today · 4.125%
HK$30,082
baseline
▲ 0.50% · 4.625%
HK$31,913
+HK$1,831/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,164/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,491
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,336
−HK$857/mo
Today · 4.125%
HK$33,193
baseline
▲ 0.50% · 4.625%
HK$34,942
+HK$1,749/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,386/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,485
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,433
−HK$963/mo
Today · 4.125%
HK$32,396
baseline
▲ 0.50% · 4.625%
HK$34,367
+HK$1,971/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,792/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,914
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,823
−HK$923/mo
Today · 4.125%
HK$35,746
baseline
▲ 0.50% · 4.625%
HK$37,630
+HK$1,884/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,492/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,662
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,678
−HK$1,032/mo
Today · 4.125%
HK$34,710
baseline
▲ 0.50% · 4.625%
HK$36,822
+HK$2,112/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,420/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,336
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,311
−HK$988/mo
Today · 4.125%
HK$38,299
baseline
▲ 0.50% · 4.625%
HK$40,318
+HK$2,019/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,598/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,840
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,923
−HK$1,101/mo
Today · 4.125%
HK$37,024
baseline
▲ 0.50% · 4.625%
HK$39,277
+HK$2,253/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,048/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,759
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,798
−HK$1,055/mo
Today · 4.125%
HK$40,853
baseline
▲ 0.50% · 4.625%
HK$43,006
+HK$2,153/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,706/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,017
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,168
−HK$1,170/mo
Today · 4.125%
HK$39,338
baseline
▲ 0.50% · 4.625%
HK$41,732
+HK$2,394/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,676/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,181
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,285
−HK$1,121/mo
Today · 4.125%
HK$43,406
baseline
▲ 0.50% · 4.625%
HK$45,694
+HK$2,288/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,812/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,194
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,414
−HK$1,238/mo
Today · 4.125%
HK$41,652
baseline
▲ 0.50% · 4.625%
HK$44,187
+HK$2,535/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$83,304/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,603
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,773
−HK$1,186/mo
Today · 4.125%
HK$45,959
baseline
▲ 0.50% · 4.625%
HK$48,382
+HK$2,423/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$91,918/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,924 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).