▼ 0.50% · 3.625%
HK$15,858
−HK$995/mo
▼ 0.25% · 3.875%
HK$16,351
−HK$502/mo
Today · 4.125%
HK$16,853
baseline
▲ 0.50% · 4.625%
HK$17,878
+HK$1,025/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,706/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,642
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,115
−HK$480/mo
Today · 4.125%
HK$18,595
baseline
▲ 0.50% · 4.625%
HK$19,575
+HK$980/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,190/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,444
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,987
−HK$551/mo
Today · 4.125%
HK$18,538
baseline
▲ 0.50% · 4.625%
HK$19,666
+HK$1,128/mo
Deposit HK$3.13M · loan HK$3.82M · min. income ≈ HK$37,076/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,406
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,927
−HK$528/mo
Today · 4.125%
HK$20,455
baseline
▲ 0.50% · 4.625%
HK$21,533
+HK$1,078/mo
Deposit HK$3.13M · loan HK$3.82M · min. income ≈ HK$40,910/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,030
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,622
−HK$601/mo
Today · 4.125%
HK$20,223
baseline
▲ 0.50% · 4.625%
HK$21,454
+HK$1,231/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,446/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,170
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,738
−HK$576/mo
Today · 4.125%
HK$22,314
baseline
▲ 0.50% · 4.625%
HK$23,490
+HK$1,176/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,628/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,616
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,257
−HK$651/mo
Today · 4.125%
HK$21,908
baseline
▲ 0.50% · 4.625%
HK$23,241
+HK$1,333/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$43,816/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,935
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,550
−HK$624/mo
Today · 4.125%
HK$24,174
baseline
▲ 0.50% · 4.625%
HK$25,448
+HK$1,274/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$48,348/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,201
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,892
−HK$702/mo
Today · 4.125%
HK$23,594
baseline
▲ 0.50% · 4.625%
HK$25,029
+HK$1,435/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$47,188/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,699
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,361
−HK$672/mo
Today · 4.125%
HK$26,033
baseline
▲ 0.50% · 4.625%
HK$27,405
+HK$1,372/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$52,066/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,787
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,527
−HK$752/mo
Today · 4.125%
HK$25,279
baseline
▲ 0.50% · 4.625%
HK$26,817
+HK$1,538/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$50,558/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,463
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,173
−HK$720/mo
Today · 4.125%
HK$27,893
baseline
▲ 0.50% · 4.625%
HK$29,363
+HK$1,470/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$55,786/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,373
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,162
−HK$802/mo
Today · 4.125%
HK$26,964
baseline
▲ 0.50% · 4.625%
HK$28,605
+HK$1,641/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$53,928/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,227
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,984
−HK$768/mo
Today · 4.125%
HK$29,752
baseline
▲ 0.50% · 4.625%
HK$31,321
+HK$1,569/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$59,504/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,959
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,797
−HK$852/mo
Today · 4.125%
HK$28,649
baseline
▲ 0.50% · 4.625%
HK$30,393
+HK$1,744/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$57,298/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,991
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,796
−HK$816/mo
Today · 4.125%
HK$31,612
baseline
▲ 0.50% · 4.625%
HK$33,278
+HK$1,666/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$63,224/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,545
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,433
−HK$902/mo
Today · 4.125%
HK$30,335
baseline
▲ 0.50% · 4.625%
HK$32,180
+HK$1,845/mo
Deposit HK$695K · loan HK$6.26M · min. income ≈ HK$60,670/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,756
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,607
−HK$864/mo
Today · 4.125%
HK$33,471
baseline
▲ 0.50% · 4.625%
HK$35,236
+HK$1,765/mo
Deposit HK$695K · loan HK$6.26M · min. income ≈ HK$66,942/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,636 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).