▼ 0.50% · 3.625%
HK$17,816
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,370
−HK$563/mo
Today · 4.125%
HK$18,933
baseline
▲ 0.50% · 4.625%
HK$20,085
+HK$1,152/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,866/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,820
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,352
−HK$539/mo
Today · 4.125%
HK$20,891
baseline
▲ 0.50% · 4.625%
HK$21,992
+HK$1,101/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,782/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,598
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,207
−HK$620/mo
Today · 4.125%
HK$20,827
baseline
▲ 0.50% · 4.625%
HK$22,094
+HK$1,267/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,654/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,802
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,387
−HK$593/mo
Today · 4.125%
HK$22,980
baseline
▲ 0.50% · 4.625%
HK$24,191
+HK$1,211/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$45,960/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,379
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,044
−HK$676/mo
Today · 4.125%
HK$22,720
baseline
▲ 0.50% · 4.625%
HK$24,102
+HK$1,382/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,440/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,784
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,422
−HK$647/mo
Today · 4.125%
HK$25,069
baseline
▲ 0.50% · 4.625%
HK$26,391
+HK$1,322/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,138/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,161
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,881
−HK$732/mo
Today · 4.125%
HK$24,613
baseline
▲ 0.50% · 4.625%
HK$26,111
+HK$1,498/mo
Deposit HK$2.73M · loan HK$5.08M · min. income ≈ HK$49,226/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,766
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,457
−HK$701/mo
Today · 4.125%
HK$27,158
baseline
▲ 0.50% · 4.625%
HK$28,590
+HK$1,432/mo
Deposit HK$2.73M · loan HK$5.08M · min. income ≈ HK$54,316/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,942
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,718
−HK$789/mo
Today · 4.125%
HK$26,507
baseline
▲ 0.50% · 4.625%
HK$28,119
+HK$1,612/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$53,014/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,748
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,492
−HK$755/mo
Today · 4.125%
HK$29,247
baseline
▲ 0.50% · 4.625%
HK$30,789
+HK$1,542/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$58,494/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,724
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,555
−HK$845/mo
Today · 4.125%
HK$28,400
baseline
▲ 0.50% · 4.625%
HK$30,128
+HK$1,728/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$56,800/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,730
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,528
−HK$808/mo
Today · 4.125%
HK$31,336
baseline
▲ 0.50% · 4.625%
HK$32,988
+HK$1,652/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$62,672/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,506
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,392
−HK$901/mo
Today · 4.125%
HK$30,293
baseline
▲ 0.50% · 4.625%
HK$32,136
+HK$1,843/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$60,586/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,712
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,563
−HK$863/mo
Today · 4.125%
HK$33,426
baseline
▲ 0.50% · 4.625%
HK$35,187
+HK$1,761/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$66,852/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,287
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,229
−HK$958/mo
Today · 4.125%
HK$32,187
baseline
▲ 0.50% · 4.625%
HK$34,145
+HK$1,958/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$64,374/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,694
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,598
−HK$917/mo
Today · 4.125%
HK$35,515
baseline
▲ 0.50% · 4.625%
HK$37,387
+HK$1,872/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$71,030/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,069
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,066
−HK$1,014/mo
Today · 4.125%
HK$34,080
baseline
▲ 0.50% · 4.625%
HK$36,154
+HK$2,074/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$68,160/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,676
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,633
−HK$971/mo
Today · 4.125%
HK$37,604
baseline
▲ 0.50% · 4.625%
HK$39,586
+HK$1,982/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$75,208/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,396 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).