▼ 0.50% · 3.625%
HK$21,846
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,525
−HK$691/mo
Today · 4.125%
HK$23,216
baseline
▲ 0.50% · 4.625%
HK$24,628
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,432/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,303
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,955
−HK$661/mo
Today · 4.125%
HK$25,616
baseline
▲ 0.50% · 4.625%
HK$26,966
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,232/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,030
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,778
−HK$759/mo
Today · 4.125%
HK$25,537
baseline
▲ 0.50% · 4.625%
HK$27,091
+HK$1,554/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,074/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,733
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,450
−HK$728/mo
Today · 4.125%
HK$28,178
baseline
▲ 0.50% · 4.625%
HK$29,663
+HK$1,485/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,356/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,215
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,030
−HK$829/mo
Today · 4.125%
HK$27,859
baseline
▲ 0.50% · 4.625%
HK$29,554
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,718/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,164
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,946
−HK$793/mo
Today · 4.125%
HK$30,739
baseline
▲ 0.50% · 4.625%
HK$32,360
+HK$1,621/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,478/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,399
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,283
−HK$897/mo
Today · 4.125%
HK$30,180
baseline
▲ 0.50% · 4.625%
HK$32,017
+HK$1,837/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,360/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,594
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,441
−HK$860/mo
Today · 4.125%
HK$33,301
baseline
▲ 0.50% · 4.625%
HK$35,056
+HK$1,755/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,602/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,584
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,535
−HK$967/mo
Today · 4.125%
HK$32,502
baseline
▲ 0.50% · 4.625%
HK$34,480
+HK$1,978/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$65,004/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,024
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,937
−HK$926/mo
Today · 4.125%
HK$35,863
baseline
▲ 0.50% · 4.625%
HK$37,753
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$71,726/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,769
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,788
−HK$1,035/mo
Today · 4.125%
HK$34,823
baseline
▲ 0.50% · 4.625%
HK$36,942
+HK$2,119/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,646/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,455
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,432
−HK$992/mo
Today · 4.125%
HK$38,424
baseline
▲ 0.50% · 4.625%
HK$40,450
+HK$2,026/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,848/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,953
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,040
−HK$1,105/mo
Today · 4.125%
HK$37,145
baseline
▲ 0.50% · 4.625%
HK$39,405
+HK$2,260/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$74,290/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,885
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,928
−HK$1,058/mo
Today · 4.125%
HK$40,986
baseline
▲ 0.50% · 4.625%
HK$43,146
+HK$2,160/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$81,972/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,138
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,293
−HK$1,174/mo
Today · 4.125%
HK$39,467
baseline
▲ 0.50% · 4.625%
HK$41,868
+HK$2,401/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,934/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,315
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,423
−HK$1,125/mo
Today · 4.125%
HK$43,548
baseline
▲ 0.50% · 4.625%
HK$45,843
+HK$2,295/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,096/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,322
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,545
−HK$1,243/mo
Today · 4.125%
HK$41,788
baseline
▲ 0.50% · 4.625%
HK$44,331
+HK$2,543/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,576/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,746
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,919
−HK$1,190/mo
Today · 4.125%
HK$46,109
baseline
▲ 0.50% · 4.625%
HK$48,540
+HK$2,431/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,218/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,039 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).