▼ 0.50% · 3.625%
HK$21,928
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,610
−HK$693/mo
Today · 4.125%
HK$23,303
baseline
▲ 0.50% · 4.625%
HK$24,721
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,606/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,395
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,049
−HK$664/mo
Today · 4.125%
HK$25,713
baseline
▲ 0.50% · 4.625%
HK$27,068
+HK$1,355/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,426/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,121
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,871
−HK$762/mo
Today · 4.125%
HK$25,633
baseline
▲ 0.50% · 4.625%
HK$27,193
+HK$1,560/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,266/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,834
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,554
−HK$730/mo
Today · 4.125%
HK$28,284
baseline
▲ 0.50% · 4.625%
HK$29,775
+HK$1,491/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,568/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,314
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,132
−HK$832/mo
Today · 4.125%
HK$27,964
baseline
▲ 0.50% · 4.625%
HK$29,665
+HK$1,701/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,928/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,274
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,059
−HK$796/mo
Today · 4.125%
HK$30,855
baseline
▲ 0.50% · 4.625%
HK$32,482
+HK$1,627/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,710/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,506
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,393
−HK$901/mo
Today · 4.125%
HK$30,294
baseline
▲ 0.50% · 4.625%
HK$32,137
+HK$1,843/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$60,588/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,713
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,564
−HK$863/mo
Today · 4.125%
HK$33,427
baseline
▲ 0.50% · 4.625%
HK$35,189
+HK$1,762/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$66,854/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,699
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,654
−HK$970/mo
Today · 4.125%
HK$32,624
baseline
▲ 0.50% · 4.625%
HK$34,610
+HK$1,986/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,248/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,153
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,069
−HK$929/mo
Today · 4.125%
HK$35,998
baseline
▲ 0.50% · 4.625%
HK$37,895
+HK$1,897/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,996/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,892
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,915
−HK$1,040/mo
Today · 4.125%
HK$34,955
baseline
▲ 0.50% · 4.625%
HK$37,082
+HK$2,127/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,910/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,592
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,574
−HK$995/mo
Today · 4.125%
HK$38,569
baseline
▲ 0.50% · 4.625%
HK$40,602
+HK$2,033/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,138/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,085
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,176
−HK$1,109/mo
Today · 4.125%
HK$37,285
baseline
▲ 0.50% · 4.625%
HK$39,554
+HK$2,269/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,570/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,032
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,078
−HK$1,062/mo
Today · 4.125%
HK$41,140
baseline
▲ 0.50% · 4.625%
HK$43,309
+HK$2,169/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,280/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,278
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,437
−HK$1,178/mo
Today · 4.125%
HK$39,615
baseline
▲ 0.50% · 4.625%
HK$42,026
+HK$2,411/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,230/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,471
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,583
−HK$1,129/mo
Today · 4.125%
HK$43,712
baseline
▲ 0.50% · 4.625%
HK$46,016
+HK$2,304/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,424/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,471
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,698
−HK$1,248/mo
Today · 4.125%
HK$41,946
baseline
▲ 0.50% · 4.625%
HK$44,498
+HK$2,552/mo
Deposit HK$962K · loan HK$8.65M · min. income ≈ HK$83,892/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,911
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,088
−HK$1,195/mo
Today · 4.125%
HK$46,283
baseline
▲ 0.50% · 4.625%
HK$48,723
+HK$2,440/mo
Deposit HK$962K · loan HK$8.65M · min. income ≈ HK$92,566/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,650 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).