▼ 0.50% · 3.625%
HK$21,717
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,393
−HK$686/mo
Today · 4.125%
HK$23,079
baseline
▲ 0.50% · 4.625%
HK$24,483
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,158/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,160
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,808
−HK$657/mo
Today · 4.125%
HK$25,465
baseline
▲ 0.50% · 4.625%
HK$26,808
+HK$1,343/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,930/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,889
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,632
−HK$755/mo
Today · 4.125%
HK$25,387
baseline
▲ 0.50% · 4.625%
HK$26,932
+HK$1,545/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,774/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,576
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,289
−HK$723/mo
Today · 4.125%
HK$28,012
baseline
▲ 0.50% · 4.625%
HK$29,488
+HK$1,476/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,024/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,061
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,871
−HK$824/mo
Today · 4.125%
HK$27,695
baseline
▲ 0.50% · 4.625%
HK$29,380
+HK$1,685/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,390/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,992
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,770
−HK$788/mo
Today · 4.125%
HK$30,558
baseline
▲ 0.50% · 4.625%
HK$32,169
+HK$1,611/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,116/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,232
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,110
−HK$893/mo
Today · 4.125%
HK$30,003
baseline
▲ 0.50% · 4.625%
HK$31,828
+HK$1,825/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$60,006/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,408
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,250
−HK$855/mo
Today · 4.125%
HK$33,105
baseline
▲ 0.50% · 4.625%
HK$34,850
+HK$1,745/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,210/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,404
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,350
−HK$961/mo
Today · 4.125%
HK$32,311
baseline
▲ 0.50% · 4.625%
HK$34,277
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,622/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,824
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,731
−HK$921/mo
Today · 4.125%
HK$35,652
baseline
▲ 0.50% · 4.625%
HK$37,531
+HK$1,879/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,304/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,576
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,589
−HK$1,029/mo
Today · 4.125%
HK$34,618
baseline
▲ 0.50% · 4.625%
HK$36,725
+HK$2,107/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,236/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,240
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,212
−HK$986/mo
Today · 4.125%
HK$38,198
baseline
▲ 0.50% · 4.625%
HK$40,212
+HK$2,014/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,396/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,747
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,828
−HK$1,098/mo
Today · 4.125%
HK$36,926
baseline
▲ 0.50% · 4.625%
HK$39,173
+HK$2,247/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$73,852/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,656
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,693
−HK$1,052/mo
Today · 4.125%
HK$40,745
baseline
▲ 0.50% · 4.625%
HK$42,892
+HK$2,147/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$81,490/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,919
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,068
−HK$1,166/mo
Today · 4.125%
HK$39,234
baseline
▲ 0.50% · 4.625%
HK$41,622
+HK$2,388/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,468/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,072
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,174
−HK$1,117/mo
Today · 4.125%
HK$43,291
baseline
▲ 0.50% · 4.625%
HK$45,573
+HK$2,282/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,582/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,091
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,307
−HK$1,235/mo
Today · 4.125%
HK$41,542
baseline
▲ 0.50% · 4.625%
HK$44,070
+HK$2,528/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,084/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,488
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,654
−HK$1,184/mo
Today · 4.125%
HK$45,838
baseline
▲ 0.50% · 4.625%
HK$48,254
+HK$2,416/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,676/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,399 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).