▼ 0.50% · 3.625%
HK$20,877
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,526
−HK$660/mo
Today · 4.125%
HK$22,186
baseline
▲ 0.50% · 4.625%
HK$23,536
+HK$1,350/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,372/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,225
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,848
−HK$632/mo
Today · 4.125%
HK$24,480
baseline
▲ 0.50% · 4.625%
HK$25,770
+HK$1,290/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,960/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,964
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,678
−HK$726/mo
Today · 4.125%
HK$24,404
baseline
▲ 0.50% · 4.625%
HK$25,889
+HK$1,485/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,808/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,547
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,233
−HK$695/mo
Today · 4.125%
HK$26,928
baseline
▲ 0.50% · 4.625%
HK$28,347
+HK$1,419/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,856/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,052
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,831
−HK$792/mo
Today · 4.125%
HK$26,623
baseline
▲ 0.50% · 4.625%
HK$28,243
+HK$1,620/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,246/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,870
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,617
−HK$759/mo
Today · 4.125%
HK$29,376
baseline
▲ 0.50% · 4.625%
HK$30,924
+HK$1,548/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,752/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,139
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,984
−HK$857/mo
Today · 4.125%
HK$28,841
baseline
▲ 0.50% · 4.625%
HK$30,596
+HK$1,755/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,682/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,192
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,002
−HK$822/mo
Today · 4.125%
HK$31,824
baseline
▲ 0.50% · 4.625%
HK$33,501
+HK$1,677/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,648/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,227
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,136
−HK$924/mo
Today · 4.125%
HK$31,060
baseline
▲ 0.50% · 4.625%
HK$32,950
+HK$1,890/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,120/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,515
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,387
−HK$885/mo
Today · 4.125%
HK$34,272
baseline
▲ 0.50% · 4.625%
HK$36,078
+HK$1,806/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,544/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,315
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,289
−HK$989/mo
Today · 4.125%
HK$33,278
baseline
▲ 0.50% · 4.625%
HK$35,303
+HK$2,025/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,556/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,837
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,772
−HK$948/mo
Today · 4.125%
HK$36,720
baseline
▲ 0.50% · 4.625%
HK$38,655
+HK$1,935/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,440/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,402
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,441
−HK$1,056/mo
Today · 4.125%
HK$35,497
baseline
▲ 0.50% · 4.625%
HK$37,657
+HK$2,160/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,994/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,160
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,156
−HK$1,012/mo
Today · 4.125%
HK$39,168
baseline
▲ 0.50% · 4.625%
HK$41,232
+HK$2,064/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,336/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,490
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,594
−HK$1,122/mo
Today · 4.125%
HK$37,716
baseline
▲ 0.50% · 4.625%
HK$40,011
+HK$2,295/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,432/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,482
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,541
−HK$1,074/mo
Today · 4.125%
HK$41,615
baseline
▲ 0.50% · 4.625%
HK$43,809
+HK$2,194/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,230/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,578
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,747
−HK$1,187/mo
Today · 4.125%
HK$39,934
baseline
▲ 0.50% · 4.625%
HK$42,364
+HK$2,430/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$79,868/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,805
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,926
−HK$1,137/mo
Today · 4.125%
HK$44,063
baseline
▲ 0.50% · 4.625%
HK$46,386
+HK$2,323/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$88,126/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,534 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).