▼ 0.50% · 3.625%
HK$17,355
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,895
−HK$549/mo
Today · 4.125%
HK$18,444
baseline
▲ 0.50% · 4.625%
HK$19,566
+HK$1,122/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,888/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,308
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,825
−HK$526/mo
Today · 4.125%
HK$20,351
baseline
▲ 0.50% · 4.625%
HK$21,423
+HK$1,072/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,702/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,091
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,685
−HK$603/mo
Today · 4.125%
HK$20,288
baseline
▲ 0.50% · 4.625%
HK$21,522
+HK$1,234/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,576/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,238
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,808
−HK$578/mo
Today · 4.125%
HK$22,386
baseline
▲ 0.50% · 4.625%
HK$23,566
+HK$1,180/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,772/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,826
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,474
−HK$658/mo
Today · 4.125%
HK$22,132
baseline
▲ 0.50% · 4.625%
HK$23,479
+HK$1,347/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$44,264/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,169
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,791
−HK$630/mo
Today · 4.125%
HK$24,421
baseline
▲ 0.50% · 4.625%
HK$25,708
+HK$1,287/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$48,842/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,562
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,264
−HK$713/mo
Today · 4.125%
HK$23,977
baseline
▲ 0.50% · 4.625%
HK$25,436
+HK$1,459/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$47,954/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,100
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,773
−HK$683/mo
Today · 4.125%
HK$26,456
baseline
▲ 0.50% · 4.625%
HK$27,850
+HK$1,394/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$52,912/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,297
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,053
−HK$768/mo
Today · 4.125%
HK$25,821
baseline
▲ 0.50% · 4.625%
HK$27,392
+HK$1,571/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,642/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,031
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,756
−HK$735/mo
Today · 4.125%
HK$28,491
baseline
▲ 0.50% · 4.625%
HK$29,993
+HK$1,502/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,982/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,033
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,843
−HK$822/mo
Today · 4.125%
HK$27,665
baseline
▲ 0.50% · 4.625%
HK$29,349
+HK$1,684/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,330/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,961
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,738
−HK$788/mo
Today · 4.125%
HK$30,526
baseline
▲ 0.50% · 4.625%
HK$32,135
+HK$1,609/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,052/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,768
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,632
−HK$878/mo
Today · 4.125%
HK$29,510
baseline
▲ 0.50% · 4.625%
HK$31,305
+HK$1,795/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$59,020/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,892
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,721
−HK$840/mo
Today · 4.125%
HK$32,561
baseline
▲ 0.50% · 4.625%
HK$34,278
+HK$1,717/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$65,122/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,504
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,422
−HK$932/mo
Today · 4.125%
HK$31,354
baseline
▲ 0.50% · 4.625%
HK$33,262
+HK$1,908/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,708/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,823
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,703
−HK$893/mo
Today · 4.125%
HK$34,596
baseline
▲ 0.50% · 4.625%
HK$36,420
+HK$1,824/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,192/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,240
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,211
−HK$988/mo
Today · 4.125%
HK$33,199
baseline
▲ 0.50% · 4.625%
HK$35,219
+HK$2,020/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,398/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,754
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,686
−HK$945/mo
Today · 4.125%
HK$36,631
baseline
▲ 0.50% · 4.625%
HK$38,562
+HK$1,931/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,262/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,334 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).