▼ 0.50% · 3.625%
HK$4,097
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,225
−HK$129/mo
Today · 4.125%
HK$4,354
baseline
▲ 0.50% · 4.625%
HK$4,619
+HK$265/mo
Deposit HK$898K · loan HK$898K · min. income ≈ HK$8,708/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,558
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$124/mo
Today · 4.125%
HK$4,805
baseline
▲ 0.50% · 4.625%
HK$5,058
+HK$253/mo
Deposit HK$898K · loan HK$898K · min. income ≈ HK$9,610/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,507
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,647
−HK$143/mo
Today · 4.125%
HK$4,790
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$291/mo
Deposit HK$809K · loan HK$988K · min. income ≈ HK$9,580/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,014
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$136/mo
Today · 4.125%
HK$5,285
baseline
▲ 0.50% · 4.625%
HK$5,564
+HK$279/mo
Deposit HK$809K · loan HK$988K · min. income ≈ HK$10,570/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,917
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$155/mo
Today · 4.125%
HK$5,225
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$318/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$10,450/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,470
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,617
−HK$148/mo
Today · 4.125%
HK$5,765
baseline
▲ 0.50% · 4.625%
HK$6,069
+HK$304/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$11,530/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,327
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,492
−HK$169/mo
Today · 4.125%
HK$5,661
baseline
▲ 0.50% · 4.625%
HK$6,005
+HK$344/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$11,322/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,926
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,085
−HK$161/mo
Today · 4.125%
HK$6,246
baseline
▲ 0.50% · 4.625%
HK$6,575
+HK$329/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$12,492/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,736
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,915
−HK$181/mo
Today · 4.125%
HK$6,096
baseline
▲ 0.50% · 4.625%
HK$6,467
+HK$371/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$12,192/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,382
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,553
−HK$173/mo
Today · 4.125%
HK$6,726
baseline
▲ 0.50% · 4.625%
HK$7,081
+HK$355/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$13,452/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,146
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,337
−HK$194/mo
Today · 4.125%
HK$6,531
baseline
▲ 0.50% · 4.625%
HK$6,929
+HK$398/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$13,062/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,837
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,021
−HK$186/mo
Today · 4.125%
HK$7,207
baseline
▲ 0.50% · 4.625%
HK$7,587
+HK$380/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$14,414/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,556
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,760
−HK$207/mo
Today · 4.125%
HK$6,967
baseline
▲ 0.50% · 4.625%
HK$7,391
+HK$424/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$13,934/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,293
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,489
−HK$198/mo
Today · 4.125%
HK$7,687
baseline
▲ 0.50% · 4.625%
HK$8,092
+HK$405/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$15,374/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,965
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,182
−HK$220/mo
Today · 4.125%
HK$7,402
baseline
▲ 0.50% · 4.625%
HK$7,853
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,804/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,749
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,957
−HK$211/mo
Today · 4.125%
HK$8,168
baseline
▲ 0.50% · 4.625%
HK$8,598
+HK$430/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,336/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,375
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,605
−HK$233/mo
Today · 4.125%
HK$7,838
baseline
▲ 0.50% · 4.625%
HK$8,315
+HK$477/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,676/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,205
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,425
−HK$223/mo
Today · 4.125%
HK$8,648
baseline
▲ 0.50% · 4.625%
HK$9,104
+HK$456/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,296/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).