▼ 0.50% · 3.625%
HK$3,820
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,939
−HK$120/mo
Today · 4.125%
HK$4,059
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$247/mo
Deposit HK$838K · loan HK$838K · min. income ≈ HK$8,118/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,250
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,364
−HK$115/mo
Today · 4.125%
HK$4,479
baseline
▲ 0.50% · 4.625%
HK$4,715
+HK$236/mo
Deposit HK$838K · loan HK$838K · min. income ≈ HK$8,958/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,202
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,333
−HK$132/mo
Today · 4.125%
HK$4,465
baseline
▲ 0.50% · 4.625%
HK$4,737
+HK$272/mo
Deposit HK$754K · loan HK$921K · min. income ≈ HK$8,930/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,675
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,800
−HK$127/mo
Today · 4.125%
HK$4,927
baseline
▲ 0.50% · 4.625%
HK$5,187
+HK$260/mo
Deposit HK$754K · loan HK$921K · min. income ≈ HK$9,854/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,584
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,726
−HK$145/mo
Today · 4.125%
HK$4,871
baseline
▲ 0.50% · 4.625%
HK$5,168
+HK$297/mo
Deposit HK$670K · loan HK$1.01M · min. income ≈ HK$9,742/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,099
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,236
−HK$139/mo
Today · 4.125%
HK$5,375
baseline
▲ 0.50% · 4.625%
HK$5,658
+HK$283/mo
Deposit HK$670K · loan HK$1.01M · min. income ≈ HK$10,750/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,966
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,120
−HK$157/mo
Today · 4.125%
HK$5,277
baseline
▲ 0.50% · 4.625%
HK$5,598
+HK$321/mo
Deposit HK$586K · loan HK$1.09M · min. income ≈ HK$10,554/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,524
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,673
−HK$150/mo
Today · 4.125%
HK$5,823
baseline
▲ 0.50% · 4.625%
HK$6,130
+HK$307/mo
Deposit HK$586K · loan HK$1.09M · min. income ≈ HK$11,646/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,348
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,514
−HK$169/mo
Today · 4.125%
HK$5,683
baseline
▲ 0.50% · 4.625%
HK$6,029
+HK$346/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$11,366/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,949
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,109
−HK$162/mo
Today · 4.125%
HK$6,271
baseline
▲ 0.50% · 4.625%
HK$6,601
+HK$330/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$12,542/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,730
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,908
−HK$181/mo
Today · 4.125%
HK$6,089
baseline
▲ 0.50% · 4.625%
HK$6,460
+HK$371/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$12,178/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,374
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,545
−HK$174/mo
Today · 4.125%
HK$6,719
baseline
▲ 0.50% · 4.625%
HK$7,073
+HK$354/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$13,438/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,112
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,302
−HK$193/mo
Today · 4.125%
HK$6,495
baseline
▲ 0.50% · 4.625%
HK$6,890
+HK$395/mo
Deposit HK$335K · loan HK$1.34M · min. income ≈ HK$12,990/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,799
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,982
−HK$185/mo
Today · 4.125%
HK$7,167
baseline
▲ 0.50% · 4.625%
HK$7,544
+HK$377/mo
Deposit HK$335K · loan HK$1.34M · min. income ≈ HK$14,334/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,494
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,696
−HK$205/mo
Today · 4.125%
HK$6,901
baseline
▲ 0.50% · 4.625%
HK$7,321
+HK$420/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$13,802/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,224
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,418
−HK$197/mo
Today · 4.125%
HK$7,615
baseline
▲ 0.50% · 4.625%
HK$8,016
+HK$401/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$15,230/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,876
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,090
−HK$217/mo
Today · 4.125%
HK$7,307
baseline
▲ 0.50% · 4.625%
HK$7,752
+HK$445/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$14,614/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,649
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,854
−HK$208/mo
Today · 4.125%
HK$8,062
baseline
▲ 0.50% · 4.625%
HK$8,487
+HK$425/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$16,124/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).