▼ 0.50% · 3.625%
HK$3,858
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,978
−HK$122/mo
Today · 4.125%
HK$4,100
baseline
▲ 0.50% · 4.625%
HK$4,349
+HK$249/mo
Deposit HK$846K · loan HK$846K · min. income ≈ HK$8,200/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,292
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,407
−HK$117/mo
Today · 4.125%
HK$4,524
baseline
▲ 0.50% · 4.625%
HK$4,762
+HK$238/mo
Deposit HK$846K · loan HK$846K · min. income ≈ HK$9,048/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,244
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,376
−HK$134/mo
Today · 4.125%
HK$4,510
baseline
▲ 0.50% · 4.625%
HK$4,784
+HK$274/mo
Deposit HK$761K · loan HK$931K · min. income ≈ HK$9,020/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,721
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,848
−HK$128/mo
Today · 4.125%
HK$4,976
baseline
▲ 0.50% · 4.625%
HK$5,239
+HK$263/mo
Deposit HK$761K · loan HK$931K · min. income ≈ HK$9,952/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,630
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,774
−HK$146/mo
Today · 4.125%
HK$4,920
baseline
▲ 0.50% · 4.625%
HK$5,219
+HK$299/mo
Deposit HK$677K · loan HK$1.02M · min. income ≈ HK$9,840/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,150
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,288
−HK$141/mo
Today · 4.125%
HK$5,429
baseline
▲ 0.50% · 4.625%
HK$5,715
+HK$286/mo
Deposit HK$677K · loan HK$1.02M · min. income ≈ HK$10,858/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,015
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,171
−HK$159/mo
Today · 4.125%
HK$5,330
baseline
▲ 0.50% · 4.625%
HK$5,654
+HK$324/mo
Deposit HK$592K · loan HK$1.10M · min. income ≈ HK$10,660/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,580
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,729
−HK$152/mo
Today · 4.125%
HK$5,881
baseline
▲ 0.50% · 4.625%
HK$6,191
+HK$310/mo
Deposit HK$592K · loan HK$1.10M · min. income ≈ HK$11,762/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,401
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,569
−HK$171/mo
Today · 4.125%
HK$5,740
baseline
▲ 0.50% · 4.625%
HK$6,089
+HK$349/mo
Deposit HK$508K · loan HK$1.18M · min. income ≈ HK$11,480/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,009
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,170
−HK$163/mo
Today · 4.125%
HK$6,333
baseline
▲ 0.50% · 4.625%
HK$6,667
+HK$334/mo
Deposit HK$508K · loan HK$1.18M · min. income ≈ HK$12,666/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,787
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,967
−HK$183/mo
Today · 4.125%
HK$6,150
baseline
▲ 0.50% · 4.625%
HK$6,524
+HK$374/mo
Deposit HK$423K · loan HK$1.27M · min. income ≈ HK$12,300/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,438
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,611
−HK$175/mo
Today · 4.125%
HK$6,786
baseline
▲ 0.50% · 4.625%
HK$7,143
+HK$357/mo
Deposit HK$423K · loan HK$1.27M · min. income ≈ HK$13,572/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,173
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,365
−HK$195/mo
Today · 4.125%
HK$6,560
baseline
▲ 0.50% · 4.625%
HK$6,959
+HK$399/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$13,120/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,867
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,051
−HK$187/mo
Today · 4.125%
HK$7,238
baseline
▲ 0.50% · 4.625%
HK$7,620
+HK$382/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$14,476/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,559
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,763
−HK$207/mo
Today · 4.125%
HK$6,970
baseline
▲ 0.50% · 4.625%
HK$7,394
+HK$424/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$13,940/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,296
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,492
−HK$199/mo
Today · 4.125%
HK$7,691
baseline
▲ 0.50% · 4.625%
HK$8,096
+HK$405/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$15,382/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,944
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,160
−HK$220/mo
Today · 4.125%
HK$7,380
baseline
▲ 0.50% · 4.625%
HK$7,829
+HK$449/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$14,760/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,726
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,933
−HK$210/mo
Today · 4.125%
HK$8,143
baseline
▲ 0.50% · 4.625%
HK$8,572
+HK$429/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$16,286/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).