▼ 0.50% · 3.625%
HK$6,385
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,583
−HK$202/mo
Today · 4.125%
HK$6,785
baseline
▲ 0.50% · 4.625%
HK$7,198
+HK$413/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$13,570/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,103
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,294
−HK$193/mo
Today · 4.125%
HK$7,487
baseline
▲ 0.50% · 4.625%
HK$7,881
+HK$394/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$14,974/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,023
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,242
−HK$222/mo
Today · 4.125%
HK$7,464
baseline
▲ 0.50% · 4.625%
HK$7,918
+HK$454/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$14,928/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,813
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,023
−HK$213/mo
Today · 4.125%
HK$8,236
baseline
▲ 0.50% · 4.625%
HK$8,670
+HK$434/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$16,472/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,662
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,900
−HK$242/mo
Today · 4.125%
HK$8,142
baseline
▲ 0.50% · 4.625%
HK$8,638
+HK$496/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$16,284/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,524
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,752
−HK$232/mo
Today · 4.125%
HK$8,984
baseline
▲ 0.50% · 4.625%
HK$9,458
+HK$474/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$17,968/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,300
−HK$521/mo
▼ 0.25% · 3.875%
HK$8,558
−HK$263/mo
Today · 4.125%
HK$8,821
baseline
▲ 0.50% · 4.625%
HK$9,358
+HK$537/mo
Deposit HK$980K · loan HK$1.82M · min. income ≈ HK$17,642/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,234
−HK$499/mo
▼ 0.25% · 3.875%
HK$9,482
−HK$251/mo
Today · 4.125%
HK$9,733
baseline
▲ 0.50% · 4.625%
HK$10,246
+HK$513/mo
Deposit HK$980K · loan HK$1.82M · min. income ≈ HK$19,466/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,939
−HK$560/mo
▼ 0.25% · 3.875%
HK$9,217
−HK$282/mo
Today · 4.125%
HK$9,499
baseline
▲ 0.50% · 4.625%
HK$10,077
+HK$578/mo
Deposit HK$840K · loan HK$1.96M · min. income ≈ HK$18,998/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,944
−HK$538/mo
▼ 0.25% · 3.875%
HK$10,211
−HK$271/mo
Today · 4.125%
HK$10,482
baseline
▲ 0.50% · 4.625%
HK$11,034
+HK$552/mo
Deposit HK$840K · loan HK$1.96M · min. income ≈ HK$20,964/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,577
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,875
−HK$303/mo
Today · 4.125%
HK$10,178
baseline
▲ 0.50% · 4.625%
HK$10,797
+HK$619/mo
Deposit HK$700K · loan HK$2.10M · min. income ≈ HK$20,356/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,655
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,940
−HK$290/mo
Today · 4.125%
HK$11,230
baseline
▲ 0.50% · 4.625%
HK$11,822
+HK$592/mo
Deposit HK$700K · loan HK$2.10M · min. income ≈ HK$22,460/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,216
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,534
−HK$322/mo
Today · 4.125%
HK$10,856
baseline
▲ 0.50% · 4.625%
HK$11,517
+HK$661/mo
Deposit HK$560K · loan HK$2.24M · min. income ≈ HK$21,712/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,365
−HK$614/mo
▼ 0.25% · 3.875%
HK$11,670
−HK$309/mo
Today · 4.125%
HK$11,979
baseline
▲ 0.50% · 4.625%
HK$12,610
+HK$631/mo
Deposit HK$560K · loan HK$2.24M · min. income ≈ HK$23,958/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,854
−HK$681/mo
▼ 0.25% · 3.875%
HK$11,192
−HK$343/mo
Today · 4.125%
HK$11,535
baseline
▲ 0.50% · 4.625%
HK$12,237
+HK$702/mo
Deposit HK$420K · loan HK$2.38M · min. income ≈ HK$23,070/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,075
−HK$653/mo
▼ 0.25% · 3.875%
HK$12,399
−HK$329/mo
Today · 4.125%
HK$12,728
baseline
▲ 0.50% · 4.625%
HK$13,399
+HK$671/mo
Deposit HK$420K · loan HK$2.38M · min. income ≈ HK$25,456/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,493
−HK$720/mo
▼ 0.25% · 3.875%
HK$11,850
−HK$363/mo
Today · 4.125%
HK$12,213
baseline
▲ 0.50% · 4.625%
HK$12,957
+HK$744/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,426/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,786
−HK$690/mo
▼ 0.25% · 3.875%
HK$13,128
−HK$348/mo
Today · 4.125%
HK$13,476
baseline
▲ 0.50% · 4.625%
HK$14,187
+HK$711/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$26,952/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).