▼ 0.50% · 3.625%
HK$4,547
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$143/mo
Today · 4.125%
HK$4,832
baseline
▲ 0.50% · 4.625%
HK$5,126
+HK$294/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$9,664/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,059
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$138/mo
Today · 4.125%
HK$5,332
baseline
▲ 0.50% · 4.625%
HK$5,613
+HK$281/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$10,664/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,002
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$159/mo
Today · 4.125%
HK$5,316
baseline
▲ 0.50% · 4.625%
HK$5,639
+HK$323/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$10,632/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,565
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,714
−HK$151/mo
Today · 4.125%
HK$5,865
baseline
▲ 0.50% · 4.625%
HK$6,174
+HK$309/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$11,730/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,457
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,626
−HK$173/mo
Today · 4.125%
HK$5,799
baseline
▲ 0.50% · 4.625%
HK$6,152
+HK$353/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$11,598/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,070
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,233
−HK$165/mo
Today · 4.125%
HK$6,398
baseline
▲ 0.50% · 4.625%
HK$6,736
+HK$338/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$12,796/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,911
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,095
−HK$187/mo
Today · 4.125%
HK$6,282
baseline
▲ 0.50% · 4.625%
HK$6,664
+HK$382/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$12,564/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,576
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,753
−HK$179/mo
Today · 4.125%
HK$6,932
baseline
▲ 0.50% · 4.625%
HK$7,297
+HK$365/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$13,864/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,366
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,564
−HK$201/mo
Today · 4.125%
HK$6,765
baseline
▲ 0.50% · 4.625%
HK$7,177
+HK$412/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$13,530/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,082
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,272
−HK$193/mo
Today · 4.125%
HK$7,465
baseline
▲ 0.50% · 4.625%
HK$7,858
+HK$393/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$14,930/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,821
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,033
−HK$215/mo
Today · 4.125%
HK$7,248
baseline
▲ 0.50% · 4.625%
HK$7,689
+HK$441/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,496/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,588
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,791
−HK$207/mo
Today · 4.125%
HK$7,998
baseline
▲ 0.50% · 4.625%
HK$8,420
+HK$422/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$15,996/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,275
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,502
−HK$230/mo
Today · 4.125%
HK$7,732
baseline
▲ 0.50% · 4.625%
HK$8,202
+HK$470/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,464/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,094
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,311
−HK$220/mo
Today · 4.125%
HK$8,531
baseline
▲ 0.50% · 4.625%
HK$8,981
+HK$450/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,062/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,730
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,971
−HK$244/mo
Today · 4.125%
HK$8,215
baseline
▲ 0.50% · 4.625%
HK$8,715
+HK$500/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$16,430/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,600
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,830
−HK$234/mo
Today · 4.125%
HK$9,064
baseline
▲ 0.50% · 4.625%
HK$9,542
+HK$478/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$18,128/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,185
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,439
−HK$259/mo
Today · 4.125%
HK$8,698
baseline
▲ 0.50% · 4.625%
HK$9,227
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,396/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,106
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,350
−HK$248/mo
Today · 4.125%
HK$9,598
baseline
▲ 0.50% · 4.625%
HK$10,103
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,196/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).