▼ 0.50% · 3.625%
HK$5,019
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,175
−HK$159/mo
Today · 4.125%
HK$5,334
baseline
▲ 0.50% · 4.625%
HK$5,658
+HK$324/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,668/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,733
−HK$152/mo
Today · 4.125%
HK$5,885
baseline
▲ 0.50% · 4.625%
HK$6,195
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,770/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,521
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,692
−HK$175/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,224
+HK$357/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,142
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,307
−HK$167/mo
Today · 4.125%
HK$6,474
baseline
▲ 0.50% · 4.625%
HK$6,815
+HK$341/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$12,948/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,023
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,210
−HK$190/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,790
+HK$390/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,700
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,880
−HK$182/mo
Today · 4.125%
HK$7,062
baseline
▲ 0.50% · 4.625%
HK$7,434
+HK$372/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$14,124/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,525
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,727
−HK$207/mo
Today · 4.125%
HK$6,934
baseline
▲ 0.50% · 4.625%
HK$7,356
+HK$422/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$13,868/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,258
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,453
−HK$198/mo
Today · 4.125%
HK$7,651
baseline
▲ 0.50% · 4.625%
HK$8,054
+HK$403/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$15,302/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,026
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,245
−HK$222/mo
Today · 4.125%
HK$7,467
baseline
▲ 0.50% · 4.625%
HK$7,921
+HK$454/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$14,934/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,817
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,026
−HK$213/mo
Today · 4.125%
HK$8,239
baseline
▲ 0.50% · 4.625%
HK$8,673
+HK$434/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$16,478/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,528
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,762
−HK$238/mo
Today · 4.125%
HK$8,000
baseline
▲ 0.50% · 4.625%
HK$8,487
+HK$487/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$16,000/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,375
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,600
−HK$228/mo
Today · 4.125%
HK$8,828
baseline
▲ 0.50% · 4.625%
HK$9,293
+HK$465/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$17,656/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,030
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,280
−HK$254/mo
Today · 4.125%
HK$8,534
baseline
▲ 0.50% · 4.625%
HK$9,053
+HK$519/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,068/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,934
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,173
−HK$243/mo
Today · 4.125%
HK$9,416
baseline
▲ 0.50% · 4.625%
HK$9,913
+HK$497/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,832/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,532
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,797
−HK$270/mo
Today · 4.125%
HK$9,067
baseline
▲ 0.50% · 4.625%
HK$9,619
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,134/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,492
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,746
−HK$259/mo
Today · 4.125%
HK$10,005
baseline
▲ 0.50% · 4.625%
HK$10,532
+HK$527/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$20,010/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,034
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,315
−HK$285/mo
Today · 4.125%
HK$9,600
baseline
▲ 0.50% · 4.625%
HK$10,185
+HK$585/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,200/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,050
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,320
−HK$273/mo
Today · 4.125%
HK$10,593
baseline
▲ 0.50% · 4.625%
HK$11,152
+HK$559/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,186/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).