▼ 0.50% · 3.625%
HK$4,159
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,289
−HK$131/mo
Today · 4.125%
HK$4,420
baseline
▲ 0.50% · 4.625%
HK$4,689
+HK$269/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$8,840/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,627
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,751
−HK$126/mo
Today · 4.125%
HK$4,877
baseline
▲ 0.50% · 4.625%
HK$5,134
+HK$257/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$9,754/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,575
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,718
−HK$144/mo
Today · 4.125%
HK$4,862
baseline
▲ 0.50% · 4.625%
HK$5,158
+HK$296/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$9,724/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,090
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,227
−HK$138/mo
Today · 4.125%
HK$5,365
baseline
▲ 0.50% · 4.625%
HK$5,648
+HK$283/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$10,730/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,991
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,147
−HK$157/mo
Today · 4.125%
HK$5,304
baseline
▲ 0.50% · 4.625%
HK$5,627
+HK$323/mo
Deposit HK$730K · loan HK$1.09M · min. income ≈ HK$10,608/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,553
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,702
−HK$151/mo
Today · 4.125%
HK$5,853
baseline
▲ 0.50% · 4.625%
HK$6,161
+HK$308/mo
Deposit HK$730K · loan HK$1.09M · min. income ≈ HK$11,706/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,407
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,575
−HK$171/mo
Today · 4.125%
HK$5,746
baseline
▲ 0.50% · 4.625%
HK$6,096
+HK$350/mo
Deposit HK$638K · loan HK$1.19M · min. income ≈ HK$11,492/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,015
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,177
−HK$163/mo
Today · 4.125%
HK$6,340
baseline
▲ 0.50% · 4.625%
HK$6,675
+HK$335/mo
Deposit HK$638K · loan HK$1.19M · min. income ≈ HK$12,680/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,823
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,004
−HK$184/mo
Today · 4.125%
HK$6,188
baseline
▲ 0.50% · 4.625%
HK$6,565
+HK$377/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$12,376/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,478
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,652
−HK$176/mo
Today · 4.125%
HK$6,828
baseline
▲ 0.50% · 4.625%
HK$7,188
+HK$360/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$13,656/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,239
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,433
−HK$197/mo
Today · 4.125%
HK$6,630
baseline
▲ 0.50% · 4.625%
HK$7,034
+HK$404/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,260/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,941
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,127
−HK$189/mo
Today · 4.125%
HK$7,316
baseline
▲ 0.50% · 4.625%
HK$7,702
+HK$386/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,632/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,655
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,862
−HK$210/mo
Today · 4.125%
HK$7,072
baseline
▲ 0.50% · 4.625%
HK$7,503
+HK$431/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,144/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,404
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,602
−HK$202/mo
Today · 4.125%
HK$7,804
baseline
▲ 0.50% · 4.625%
HK$8,215
+HK$411/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,608/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,071
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,291
−HK$223/mo
Today · 4.125%
HK$7,514
baseline
▲ 0.50% · 4.625%
HK$7,972
+HK$458/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,028/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,866
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,077
−HK$214/mo
Today · 4.125%
HK$8,291
baseline
▲ 0.50% · 4.625%
HK$8,728
+HK$437/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,582/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,487
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,720
−HK$236/mo
Today · 4.125%
HK$7,956
baseline
▲ 0.50% · 4.625%
HK$8,441
+HK$485/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,912/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,329
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,553
−HK$226/mo
Today · 4.125%
HK$8,779
baseline
▲ 0.50% · 4.625%
HK$9,242
+HK$463/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,558/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).