▼ 0.50% · 3.625%
HK$3,764
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,881
−HK$119/mo
Today · 4.125%
HK$4,000
baseline
▲ 0.50% · 4.625%
HK$4,243
+HK$243/mo
Deposit HK$825K · loan HK$825K · min. income ≈ HK$8,000/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,187
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,300
−HK$114/mo
Today · 4.125%
HK$4,414
baseline
▲ 0.50% · 4.625%
HK$4,646
+HK$232/mo
Deposit HK$825K · loan HK$825K · min. income ≈ HK$8,828/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,140
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,269
−HK$131/mo
Today · 4.125%
HK$4,400
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$268/mo
Deposit HK$743K · loan HK$908K · min. income ≈ HK$8,800/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,606
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$125/mo
Today · 4.125%
HK$4,855
baseline
▲ 0.50% · 4.625%
HK$5,111
+HK$256/mo
Deposit HK$743K · loan HK$908K · min. income ≈ HK$9,710/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,517
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,657
−HK$143/mo
Today · 4.125%
HK$4,800
baseline
▲ 0.50% · 4.625%
HK$5,092
+HK$292/mo
Deposit HK$660K · loan HK$990K · min. income ≈ HK$9,600/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,025
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,160
−HK$136/mo
Today · 4.125%
HK$5,296
baseline
▲ 0.50% · 4.625%
HK$5,576
+HK$280/mo
Deposit HK$660K · loan HK$990K · min. income ≈ HK$10,592/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$155/mo
Today · 4.125%
HK$5,200
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$317/mo
Deposit HK$578K · loan HK$1.07M · min. income ≈ HK$10,400/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,444
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,590
−HK$148/mo
Today · 4.125%
HK$5,738
baseline
▲ 0.50% · 4.625%
HK$6,040
+HK$302/mo
Deposit HK$578K · loan HK$1.07M · min. income ≈ HK$11,476/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,270
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$166/mo
Today · 4.125%
HK$5,600
baseline
▲ 0.50% · 4.625%
HK$5,941
+HK$341/mo
Deposit HK$495K · loan HK$1.16M · min. income ≈ HK$11,200/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,862
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,020
−HK$159/mo
Today · 4.125%
HK$6,179
baseline
▲ 0.50% · 4.625%
HK$6,505
+HK$326/mo
Deposit HK$495K · loan HK$1.16M · min. income ≈ HK$12,358/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,646
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,822
−HK$178/mo
Today · 4.125%
HK$6,000
baseline
▲ 0.50% · 4.625%
HK$6,365
+HK$365/mo
Deposit HK$413K · loan HK$1.24M · min. income ≈ HK$12,000/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,281
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,450
−HK$171/mo
Today · 4.125%
HK$6,621
baseline
▲ 0.50% · 4.625%
HK$6,970
+HK$349/mo
Deposit HK$413K · loan HK$1.24M · min. income ≈ HK$13,242/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,210
−HK$190/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,790
+HK$390/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,700
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,880
−HK$182/mo
Today · 4.125%
HK$7,062
baseline
▲ 0.50% · 4.625%
HK$7,434
+HK$372/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$14,124/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,399
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,598
−HK$202/mo
Today · 4.125%
HK$6,800
baseline
▲ 0.50% · 4.625%
HK$7,214
+HK$414/mo
Deposit HK$248K · loan HK$1.40M · min. income ≈ HK$13,600/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,119
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,310
−HK$193/mo
Today · 4.125%
HK$7,503
baseline
▲ 0.50% · 4.625%
HK$7,899
+HK$396/mo
Deposit HK$248K · loan HK$1.40M · min. income ≈ HK$15,006/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,775
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,986
−HK$214/mo
Today · 4.125%
HK$7,200
baseline
▲ 0.50% · 4.625%
HK$7,638
+HK$438/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$14,400/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,537
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,740
−HK$205/mo
Today · 4.125%
HK$7,945
baseline
▲ 0.50% · 4.625%
HK$8,363
+HK$418/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$15,890/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).