▼ 0.50% · 3.625%
HK$3,215
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,315
−HK$101/mo
Today · 4.125%
HK$3,416
baseline
▲ 0.50% · 4.625%
HK$3,624
+HK$208/mo
Deposit HK$705K · loan HK$705K · min. income ≈ HK$6,832/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,576
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,672
−HK$97/mo
Today · 4.125%
HK$3,769
baseline
▲ 0.50% · 4.625%
HK$3,968
+HK$199/mo
Deposit HK$705K · loan HK$705K · min. income ≈ HK$7,538/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,536
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,646
−HK$112/mo
Today · 4.125%
HK$3,758
baseline
▲ 0.50% · 4.625%
HK$3,987
+HK$229/mo
Deposit HK$634K · loan HK$775K · min. income ≈ HK$7,516/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,934
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,039
−HK$107/mo
Today · 4.125%
HK$4,146
baseline
▲ 0.50% · 4.625%
HK$4,365
+HK$219/mo
Deposit HK$634K · loan HK$775K · min. income ≈ HK$8,292/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,858
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,978
−HK$121/mo
Today · 4.125%
HK$4,099
baseline
▲ 0.50% · 4.625%
HK$4,349
+HK$250/mo
Deposit HK$564K · loan HK$846K · min. income ≈ HK$8,198/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,292
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,407
−HK$116/mo
Today · 4.125%
HK$4,523
baseline
▲ 0.50% · 4.625%
HK$4,762
+HK$239/mo
Deposit HK$564K · loan HK$846K · min. income ≈ HK$9,046/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,179
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,309
−HK$132/mo
Today · 4.125%
HK$4,441
baseline
▲ 0.50% · 4.625%
HK$4,711
+HK$270/mo
Deposit HK$493K · loan HK$916K · min. income ≈ HK$8,882/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,649
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,774
−HK$126/mo
Today · 4.125%
HK$4,900
baseline
▲ 0.50% · 4.625%
HK$5,159
+HK$259/mo
Deposit HK$493K · loan HK$916K · min. income ≈ HK$9,800/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,500
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,640
−HK$143/mo
Today · 4.125%
HK$4,783
baseline
▲ 0.50% · 4.625%
HK$5,074
+HK$291/mo
Deposit HK$423K · loan HK$987K · min. income ≈ HK$9,566/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,007
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,141
−HK$136/mo
Today · 4.125%
HK$5,277
baseline
▲ 0.50% · 4.625%
HK$5,555
+HK$278/mo
Deposit HK$423K · loan HK$987K · min. income ≈ HK$10,554/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,822
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,972
−HK$152/mo
Today · 4.125%
HK$5,124
baseline
▲ 0.50% · 4.625%
HK$5,436
+HK$312/mo
Deposit HK$352K · loan HK$1.06M · min. income ≈ HK$10,248/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,364
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,508
−HK$146/mo
Today · 4.125%
HK$5,654
baseline
▲ 0.50% · 4.625%
HK$5,952
+HK$298/mo
Deposit HK$352K · loan HK$1.06M · min. income ≈ HK$11,308/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,143
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,303
−HK$163/mo
Today · 4.125%
HK$5,466
baseline
▲ 0.50% · 4.625%
HK$5,799
+HK$333/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$10,932/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,722
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,875
−HK$156/mo
Today · 4.125%
HK$6,031
baseline
▲ 0.50% · 4.625%
HK$6,349
+HK$318/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$12,062/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,465
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,635
−HK$173/mo
Today · 4.125%
HK$5,808
baseline
▲ 0.50% · 4.625%
HK$6,161
+HK$353/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$11,616/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,080
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,243
−HK$165/mo
Today · 4.125%
HK$6,408
baseline
▲ 0.50% · 4.625%
HK$6,746
+HK$338/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$12,816/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,786
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,966
−HK$183/mo
Today · 4.125%
HK$6,149
baseline
▲ 0.50% · 4.625%
HK$6,523
+HK$374/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,298/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,437
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,610
−HK$175/mo
Today · 4.125%
HK$6,785
baseline
▲ 0.50% · 4.625%
HK$7,143
+HK$358/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,570/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).