▼ 0.50% · 3.625%
HK$2,973
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,065
−HK$94/mo
Today · 4.125%
HK$3,159
baseline
▲ 0.50% · 4.625%
HK$3,352
+HK$193/mo
Deposit HK$652K · loan HK$652K · min. income ≈ HK$6,318/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,307
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,396
−HK$90/mo
Today · 4.125%
HK$3,486
baseline
▲ 0.50% · 4.625%
HK$3,670
+HK$184/mo
Deposit HK$652K · loan HK$652K · min. income ≈ HK$6,972/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,270
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,372
−HK$103/mo
Today · 4.125%
HK$3,475
baseline
▲ 0.50% · 4.625%
HK$3,687
+HK$212/mo
Deposit HK$587K · loan HK$717K · min. income ≈ HK$6,950/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,638
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,736
−HK$99/mo
Today · 4.125%
HK$3,835
baseline
▲ 0.50% · 4.625%
HK$4,037
+HK$202/mo
Deposit HK$587K · loan HK$717K · min. income ≈ HK$7,670/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,567
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$113/mo
Today · 4.125%
HK$3,791
baseline
▲ 0.50% · 4.625%
HK$4,022
+HK$231/mo
Deposit HK$522K · loan HK$782K · min. income ≈ HK$7,582/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,969
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,075
−HK$108/mo
Today · 4.125%
HK$4,183
baseline
▲ 0.50% · 4.625%
HK$4,404
+HK$221/mo
Deposit HK$522K · loan HK$782K · min. income ≈ HK$8,366/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,865
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,985
−HK$122/mo
Today · 4.125%
HK$4,107
baseline
▲ 0.50% · 4.625%
HK$4,357
+HK$250/mo
Deposit HK$456K · loan HK$847K · min. income ≈ HK$8,214/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,300
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,415
−HK$117/mo
Today · 4.125%
HK$4,532
baseline
▲ 0.50% · 4.625%
HK$4,771
+HK$239/mo
Deposit HK$456K · loan HK$847K · min. income ≈ HK$9,064/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,162
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$131/mo
Today · 4.125%
HK$4,423
baseline
▲ 0.50% · 4.625%
HK$4,692
+HK$269/mo
Deposit HK$391K · loan HK$913K · min. income ≈ HK$8,846/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,630
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,754
−HK$126/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,138
+HK$258/mo
Deposit HK$391K · loan HK$913K · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,459
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$141/mo
Today · 4.125%
HK$4,739
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$288/mo
Deposit HK$326K · loan HK$978K · min. income ≈ HK$9,478/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,961
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,094
−HK$135/mo
Today · 4.125%
HK$5,229
baseline
▲ 0.50% · 4.625%
HK$5,505
+HK$276/mo
Deposit HK$326K · loan HK$978K · min. income ≈ HK$10,458/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$150/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,362
+HK$307/mo
Deposit HK$261K · loan HK$1.04M · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,292
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$144/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,872
+HK$294/mo
Deposit HK$261K · loan HK$1.04M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,054
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,211
−HK$160/mo
Today · 4.125%
HK$5,371
baseline
▲ 0.50% · 4.625%
HK$5,698
+HK$327/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$10,742/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,622
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,773
−HK$153/mo
Today · 4.125%
HK$5,926
baseline
▲ 0.50% · 4.625%
HK$6,239
+HK$313/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$11,852/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,351
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,518
−HK$169/mo
Today · 4.125%
HK$5,687
baseline
▲ 0.50% · 4.625%
HK$6,033
+HK$346/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,374/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,953
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,113
−HK$162/mo
Today · 4.125%
HK$6,275
baseline
▲ 0.50% · 4.625%
HK$6,606
+HK$331/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,550/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).