▼ 0.50% · 3.625%
HK$3,308
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,411
−HK$105/mo
Today · 4.125%
HK$3,516
baseline
▲ 0.50% · 4.625%
HK$3,729
+HK$213/mo
Deposit HK$725K · loan HK$725K · min. income ≈ HK$7,032/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,680
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,779
−HK$100/mo
Today · 4.125%
HK$3,879
baseline
▲ 0.50% · 4.625%
HK$4,083
+HK$204/mo
Deposit HK$725K · loan HK$725K · min. income ≈ HK$7,758/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,639
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,752
−HK$115/mo
Today · 4.125%
HK$3,867
baseline
▲ 0.50% · 4.625%
HK$4,102
+HK$235/mo
Deposit HK$653K · loan HK$798K · min. income ≈ HK$7,734/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,048
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,157
−HK$110/mo
Today · 4.125%
HK$4,267
baseline
▲ 0.50% · 4.625%
HK$4,492
+HK$225/mo
Deposit HK$653K · loan HK$798K · min. income ≈ HK$8,534/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,970
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,093
−HK$126/mo
Today · 4.125%
HK$4,219
baseline
▲ 0.50% · 4.625%
HK$4,475
+HK$256/mo
Deposit HK$580K · loan HK$870K · min. income ≈ HK$8,438/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,416
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,535
−HK$120/mo
Today · 4.125%
HK$4,655
baseline
▲ 0.50% · 4.625%
HK$4,900
+HK$245/mo
Deposit HK$580K · loan HK$870K · min. income ≈ HK$9,310/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,300
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,434
−HK$136/mo
Today · 4.125%
HK$4,570
baseline
▲ 0.50% · 4.625%
HK$4,848
+HK$278/mo
Deposit HK$508K · loan HK$943K · min. income ≈ HK$9,140/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,784
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,913
−HK$130/mo
Today · 4.125%
HK$5,043
baseline
▲ 0.50% · 4.625%
HK$5,309
+HK$266/mo
Deposit HK$508K · loan HK$943K · min. income ≈ HK$10,086/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,631
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,775
−HK$147/mo
Today · 4.125%
HK$4,922
baseline
▲ 0.50% · 4.625%
HK$5,221
+HK$299/mo
Deposit HK$435K · loan HK$1.02M · min. income ≈ HK$9,844/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,152
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,290
−HK$141/mo
Today · 4.125%
HK$5,431
baseline
▲ 0.50% · 4.625%
HK$5,717
+HK$286/mo
Deposit HK$435K · loan HK$1.02M · min. income ≈ HK$10,862/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,962
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,116
−HK$157/mo
Today · 4.125%
HK$5,273
baseline
▲ 0.50% · 4.625%
HK$5,594
+HK$321/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$10,546/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,520
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,668
−HK$151/mo
Today · 4.125%
HK$5,819
baseline
▲ 0.50% · 4.625%
HK$6,125
+HK$306/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$11,638/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,293
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,458
−HK$167/mo
Today · 4.125%
HK$5,625
baseline
▲ 0.50% · 4.625%
HK$5,967
+HK$342/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$11,250/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,888
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,046
−HK$160/mo
Today · 4.125%
HK$6,206
baseline
▲ 0.50% · 4.625%
HK$6,534
+HK$328/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$12,412/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,624
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,799
−HK$177/mo
Today · 4.125%
HK$5,976
baseline
▲ 0.50% · 4.625%
HK$6,340
+HK$364/mo
Deposit HK$218K · loan HK$1.23M · min. income ≈ HK$11,952/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,256
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,424
−HK$170/mo
Today · 4.125%
HK$6,594
baseline
▲ 0.50% · 4.625%
HK$6,942
+HK$348/mo
Deposit HK$218K · loan HK$1.23M · min. income ≈ HK$13,188/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,955
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,140
−HK$188/mo
Today · 4.125%
HK$6,328
baseline
▲ 0.50% · 4.625%
HK$6,713
+HK$385/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$12,656/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,624
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,802
−HK$180/mo
Today · 4.125%
HK$6,982
baseline
▲ 0.50% · 4.625%
HK$7,350
+HK$368/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$13,964/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).