▼ 0.50% · 3.625%
HK$3,958
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,081
−HK$125/mo
Today · 4.125%
HK$4,206
baseline
▲ 0.50% · 4.625%
HK$4,462
+HK$256/mo
Deposit HK$868K · loan HK$868K · min. income ≈ HK$8,412/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,403
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,521
−HK$120/mo
Today · 4.125%
HK$4,641
baseline
▲ 0.50% · 4.625%
HK$4,885
+HK$244/mo
Deposit HK$868K · loan HK$868K · min. income ≈ HK$9,282/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,353
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,489
−HK$137/mo
Today · 4.125%
HK$4,626
baseline
▲ 0.50% · 4.625%
HK$4,908
+HK$282/mo
Deposit HK$781K · loan HK$955K · min. income ≈ HK$9,252/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,843
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,973
−HK$132/mo
Today · 4.125%
HK$5,105
baseline
▲ 0.50% · 4.625%
HK$5,374
+HK$269/mo
Deposit HK$781K · loan HK$955K · min. income ≈ HK$10,210/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,749
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,897
−HK$150/mo
Today · 4.125%
HK$5,047
baseline
▲ 0.50% · 4.625%
HK$5,354
+HK$307/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$10,094/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,283
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,425
−HK$144/mo
Today · 4.125%
HK$5,569
baseline
▲ 0.50% · 4.625%
HK$5,862
+HK$293/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$11,138/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,145
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,305
−HK$163/mo
Today · 4.125%
HK$5,468
baseline
▲ 0.50% · 4.625%
HK$5,800
+HK$332/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$10,936/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,724
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,877
−HK$156/mo
Today · 4.125%
HK$6,033
baseline
▲ 0.50% · 4.625%
HK$6,351
+HK$318/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$12,066/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,541
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,713
−HK$175/mo
Today · 4.125%
HK$5,888
baseline
▲ 0.50% · 4.625%
HK$6,246
+HK$358/mo
Deposit HK$521K · loan HK$1.21M · min. income ≈ HK$11,776/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,164
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,329
−HK$168/mo
Today · 4.125%
HK$6,497
baseline
▲ 0.50% · 4.625%
HK$6,840
+HK$343/mo
Deposit HK$521K · loan HK$1.21M · min. income ≈ HK$12,994/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,937
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,121
−HK$188/mo
Today · 4.125%
HK$6,309
baseline
▲ 0.50% · 4.625%
HK$6,693
+HK$384/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$12,618/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,604
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,781
−HK$180/mo
Today · 4.125%
HK$6,961
baseline
▲ 0.50% · 4.625%
HK$7,328
+HK$367/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$13,922/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,332
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,529
−HK$200/mo
Today · 4.125%
HK$6,729
baseline
▲ 0.50% · 4.625%
HK$7,139
+HK$410/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,458/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,045
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,234
−HK$191/mo
Today · 4.125%
HK$7,425
baseline
▲ 0.50% · 4.625%
HK$7,817
+HK$392/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,850/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,728
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,937
−HK$213/mo
Today · 4.125%
HK$7,150
baseline
▲ 0.50% · 4.625%
HK$7,585
+HK$435/mo
Deposit HK$260K · loan HK$1.48M · min. income ≈ HK$14,300/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,485
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,686
−HK$203/mo
Today · 4.125%
HK$7,889
baseline
▲ 0.50% · 4.625%
HK$8,305
+HK$416/mo
Deposit HK$260K · loan HK$1.48M · min. income ≈ HK$15,778/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,124
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,345
−HK$226/mo
Today · 4.125%
HK$7,571
baseline
▲ 0.50% · 4.625%
HK$8,031
+HK$460/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$15,142/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,925
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,138
−HK$215/mo
Today · 4.125%
HK$8,353
baseline
▲ 0.50% · 4.625%
HK$8,794
+HK$441/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$16,706/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).