▼ 0.50% · 3.625%
HK$3,049
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,143
−HK$97/mo
Today · 4.125%
HK$3,240
baseline
▲ 0.50% · 4.625%
HK$3,437
+HK$197/mo
Deposit HK$668K · loan HK$668K · min. income ≈ HK$6,480/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,392
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,483
−HK$92/mo
Today · 4.125%
HK$3,575
baseline
▲ 0.50% · 4.625%
HK$3,763
+HK$188/mo
Deposit HK$668K · loan HK$668K · min. income ≈ HK$7,150/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,353
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,458
−HK$106/mo
Today · 4.125%
HK$3,564
baseline
▲ 0.50% · 4.625%
HK$3,781
+HK$217/mo
Deposit HK$602K · loan HK$735K · min. income ≈ HK$7,128/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,731
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,831
−HK$101/mo
Today · 4.125%
HK$3,932
baseline
▲ 0.50% · 4.625%
HK$4,140
+HK$208/mo
Deposit HK$602K · loan HK$735K · min. income ≈ HK$7,864/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,658
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,772
−HK$116/mo
Today · 4.125%
HK$3,888
baseline
▲ 0.50% · 4.625%
HK$4,124
+HK$236/mo
Deposit HK$535K · loan HK$802K · min. income ≈ HK$7,776/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,070
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,179
−HK$111/mo
Today · 4.125%
HK$4,290
baseline
▲ 0.50% · 4.625%
HK$4,516
+HK$226/mo
Deposit HK$535K · loan HK$802K · min. income ≈ HK$8,580/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,963
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,086
−HK$126/mo
Today · 4.125%
HK$4,212
baseline
▲ 0.50% · 4.625%
HK$4,468
+HK$256/mo
Deposit HK$468K · loan HK$869K · min. income ≈ HK$8,424/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,409
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,527
−HK$120/mo
Today · 4.125%
HK$4,647
baseline
▲ 0.50% · 4.625%
HK$4,892
+HK$245/mo
Deposit HK$468K · loan HK$869K · min. income ≈ HK$9,294/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,268
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,401
−HK$135/mo
Today · 4.125%
HK$4,536
baseline
▲ 0.50% · 4.625%
HK$4,812
+HK$276/mo
Deposit HK$401K · loan HK$936K · min. income ≈ HK$9,072/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,748
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,876
−HK$129/mo
Today · 4.125%
HK$5,005
baseline
▲ 0.50% · 4.625%
HK$5,269
+HK$264/mo
Deposit HK$401K · loan HK$936K · min. income ≈ HK$10,010/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$145/mo
Today · 4.125%
HK$4,860
baseline
▲ 0.50% · 4.625%
HK$5,155
+HK$295/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$9,720/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,087
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,224
−HK$138/mo
Today · 4.125%
HK$5,362
baseline
▲ 0.50% · 4.625%
HK$5,645
+HK$283/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$10,724/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,878
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$154/mo
Today · 4.125%
HK$5,184
baseline
▲ 0.50% · 4.625%
HK$5,499
+HK$315/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$10,368/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,426
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,572
−HK$148/mo
Today · 4.125%
HK$5,720
baseline
▲ 0.50% · 4.625%
HK$6,021
+HK$301/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$11,440/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,183
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,344
−HK$164/mo
Today · 4.125%
HK$5,508
baseline
▲ 0.50% · 4.625%
HK$5,843
+HK$335/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$11,016/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,766
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,920
−HK$157/mo
Today · 4.125%
HK$6,077
baseline
▲ 0.50% · 4.625%
HK$6,397
+HK$320/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$12,154/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,488
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,658
−HK$174/mo
Today · 4.125%
HK$5,832
baseline
▲ 0.50% · 4.625%
HK$6,186
+HK$354/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$11,664/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,105
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,269
−HK$166/mo
Today · 4.125%
HK$6,435
baseline
▲ 0.50% · 4.625%
HK$6,774
+HK$339/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$12,870/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).