▼ 0.50% · 3.625%
HK$3,347
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,451
−HK$106/mo
Today · 4.125%
HK$3,557
baseline
▲ 0.50% · 4.625%
HK$3,773
+HK$216/mo
Deposit HK$734K · loan HK$734K · min. income ≈ HK$7,114/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,724
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,823
−HK$102/mo
Today · 4.125%
HK$3,925
baseline
▲ 0.50% · 4.625%
HK$4,132
+HK$207/mo
Deposit HK$734K · loan HK$734K · min. income ≈ HK$7,850/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,682
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,796
−HK$117/mo
Today · 4.125%
HK$3,913
baseline
▲ 0.50% · 4.625%
HK$4,151
+HK$238/mo
Deposit HK$661K · loan HK$807K · min. income ≈ HK$7,826/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,096
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,206
−HK$111/mo
Today · 4.125%
HK$4,317
baseline
▲ 0.50% · 4.625%
HK$4,545
+HK$228/mo
Deposit HK$661K · loan HK$807K · min. income ≈ HK$8,634/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,016
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,141
−HK$127/mo
Today · 4.125%
HK$4,268
baseline
▲ 0.50% · 4.625%
HK$4,528
+HK$260/mo
Deposit HK$587K · loan HK$881K · min. income ≈ HK$8,536/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,468
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,588
−HK$122/mo
Today · 4.125%
HK$4,710
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$248/mo
Deposit HK$587K · loan HK$881K · min. income ≈ HK$9,420/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,351
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,486
−HK$138/mo
Today · 4.125%
HK$4,624
baseline
▲ 0.50% · 4.625%
HK$4,905
+HK$281/mo
Deposit HK$514K · loan HK$954K · min. income ≈ HK$9,248/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,841
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,970
−HK$132/mo
Today · 4.125%
HK$5,102
baseline
▲ 0.50% · 4.625%
HK$5,371
+HK$269/mo
Deposit HK$514K · loan HK$954K · min. income ≈ HK$10,204/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,686
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,832
−HK$148/mo
Today · 4.125%
HK$4,980
baseline
▲ 0.50% · 4.625%
HK$5,283
+HK$303/mo
Deposit HK$440K · loan HK$1.03M · min. income ≈ HK$9,960/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,213
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,353
−HK$142/mo
Today · 4.125%
HK$5,495
baseline
▲ 0.50% · 4.625%
HK$5,784
+HK$289/mo
Deposit HK$440K · loan HK$1.03M · min. income ≈ HK$10,990/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,021
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,177
−HK$158/mo
Today · 4.125%
HK$5,335
baseline
▲ 0.50% · 4.625%
HK$5,660
+HK$325/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$10,670/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,585
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,735
−HK$152/mo
Today · 4.125%
HK$5,887
baseline
▲ 0.50% · 4.625%
HK$6,197
+HK$310/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$11,774/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,355
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,522
−HK$169/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$6,037
+HK$346/mo
Deposit HK$294K · loan HK$1.17M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,958
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,117
−HK$163/mo
Today · 4.125%
HK$6,280
baseline
▲ 0.50% · 4.625%
HK$6,611
+HK$331/mo
Deposit HK$294K · loan HK$1.17M · min. income ≈ HK$12,560/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,690
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,867
−HK$180/mo
Today · 4.125%
HK$6,047
baseline
▲ 0.50% · 4.625%
HK$6,415
+HK$368/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$12,094/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,330
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,500
−HK$172/mo
Today · 4.125%
HK$6,672
baseline
▲ 0.50% · 4.625%
HK$7,024
+HK$352/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$13,344/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,025
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,212
−HK$190/mo
Today · 4.125%
HK$6,402
baseline
▲ 0.50% · 4.625%
HK$6,792
+HK$390/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,804/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,702
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,882
−HK$182/mo
Today · 4.125%
HK$7,064
baseline
▲ 0.50% · 4.625%
HK$7,437
+HK$373/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,128/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).