▼ 0.50% · 3.625%
HK$4,334
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,469
−HK$137/mo
Today · 4.125%
HK$4,606
baseline
▲ 0.50% · 4.625%
HK$4,886
+HK$280/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$9,212/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,822
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,951
−HK$131/mo
Today · 4.125%
HK$5,082
baseline
▲ 0.50% · 4.625%
HK$5,350
+HK$268/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$10,164/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,768
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$151/mo
Today · 4.125%
HK$5,067
baseline
▲ 0.50% · 4.625%
HK$5,375
+HK$308/mo
Deposit HK$855K · loan HK$1.05M · min. income ≈ HK$10,134/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,304
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,446
−HK$145/mo
Today · 4.125%
HK$5,591
baseline
▲ 0.50% · 4.625%
HK$5,885
+HK$294/mo
Deposit HK$855K · loan HK$1.05M · min. income ≈ HK$11,182/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,201
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$164/mo
Today · 4.125%
HK$5,527
baseline
▲ 0.50% · 4.625%
HK$5,864
+HK$337/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$11,054/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,786
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,941
−HK$158/mo
Today · 4.125%
HK$6,099
baseline
▲ 0.50% · 4.625%
HK$6,420
+HK$321/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$12,198/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,634
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,810
−HK$178/mo
Today · 4.125%
HK$5,988
baseline
▲ 0.50% · 4.625%
HK$6,352
+HK$364/mo
Deposit HK$665K · loan HK$1.24M · min. income ≈ HK$11,976/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,268
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,436
−HK$171/mo
Today · 4.125%
HK$6,607
baseline
▲ 0.50% · 4.625%
HK$6,955
+HK$348/mo
Deposit HK$665K · loan HK$1.24M · min. income ≈ HK$13,214/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,068
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,257
−HK$191/mo
Today · 4.125%
HK$6,448
baseline
▲ 0.50% · 4.625%
HK$6,841
+HK$393/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$12,896/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,750
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,932
−HK$183/mo
Today · 4.125%
HK$7,115
baseline
▲ 0.50% · 4.625%
HK$7,490
+HK$375/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$14,230/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,501
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,704
−HK$205/mo
Today · 4.125%
HK$6,909
baseline
▲ 0.50% · 4.625%
HK$7,329
+HK$420/mo
Deposit HK$475K · loan HK$1.43M · min. income ≈ HK$13,818/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,233
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,427
−HK$196/mo
Today · 4.125%
HK$7,623
baseline
▲ 0.50% · 4.625%
HK$8,025
+HK$402/mo
Deposit HK$475K · loan HK$1.43M · min. income ≈ HK$15,246/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,935
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,150
−HK$220/mo
Today · 4.125%
HK$7,370
baseline
▲ 0.50% · 4.625%
HK$7,818
+HK$448/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,740/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,715
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,922
−HK$210/mo
Today · 4.125%
HK$8,132
baseline
▲ 0.50% · 4.625%
HK$8,560
+HK$428/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,264/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,368
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,597
−HK$233/mo
Today · 4.125%
HK$7,830
baseline
▲ 0.50% · 4.625%
HK$8,307
+HK$477/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$15,660/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,197
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,417
−HK$223/mo
Today · 4.125%
HK$8,640
baseline
▲ 0.50% · 4.625%
HK$9,095
+HK$455/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$17,280/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,802
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,044
−HK$247/mo
Today · 4.125%
HK$8,291
baseline
▲ 0.50% · 4.625%
HK$8,795
+HK$504/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,582/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,679
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,912
−HK$236/mo
Today · 4.125%
HK$9,148
baseline
▲ 0.50% · 4.625%
HK$9,630
+HK$482/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,296/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).