▼ 0.50% · 3.625%
HK$3,884
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,004
−HK$123/mo
Today · 4.125%
HK$4,127
baseline
▲ 0.50% · 4.625%
HK$4,378
+HK$251/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$8,254/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,321
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,436
−HK$118/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,794
+HK$240/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,272
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,405
−HK$135/mo
Today · 4.125%
HK$4,540
baseline
▲ 0.50% · 4.625%
HK$4,816
+HK$276/mo
Deposit HK$766K · loan HK$937K · min. income ≈ HK$9,080/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,753
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,880
−HK$129/mo
Today · 4.125%
HK$5,009
baseline
▲ 0.50% · 4.625%
HK$5,273
+HK$264/mo
Deposit HK$766K · loan HK$937K · min. income ≈ HK$10,018/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,660
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,805
−HK$148/mo
Today · 4.125%
HK$4,953
baseline
▲ 0.50% · 4.625%
HK$5,254
+HK$301/mo
Deposit HK$681K · loan HK$1.02M · min. income ≈ HK$9,906/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,324
−HK$141/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,753
+HK$288/mo
Deposit HK$681K · loan HK$1.02M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,206
−HK$159/mo
Today · 4.125%
HK$5,365
baseline
▲ 0.50% · 4.625%
HK$5,692
+HK$327/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$10,730/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,617
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,767
−HK$153/mo
Today · 4.125%
HK$5,920
baseline
▲ 0.50% · 4.625%
HK$6,232
+HK$312/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$11,840/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,437
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,606
−HK$172/mo
Today · 4.125%
HK$5,778
baseline
▲ 0.50% · 4.625%
HK$6,130
+HK$352/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$11,556/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,049
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,211
−HK$164/mo
Today · 4.125%
HK$6,375
baseline
▲ 0.50% · 4.625%
HK$6,712
+HK$337/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$12,750/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,825
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,007
−HK$184/mo
Today · 4.125%
HK$6,191
baseline
▲ 0.50% · 4.625%
HK$6,567
+HK$376/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$12,382/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,481
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,655
−HK$176/mo
Today · 4.125%
HK$6,831
baseline
▲ 0.50% · 4.625%
HK$7,191
+HK$360/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$13,662/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,214
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,407
−HK$196/mo
Today · 4.125%
HK$6,603
baseline
▲ 0.50% · 4.625%
HK$7,005
+HK$402/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$13,206/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,913
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,098
−HK$188/mo
Today · 4.125%
HK$7,286
baseline
▲ 0.50% · 4.625%
HK$7,670
+HK$384/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$14,572/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,602
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,808
−HK$208/mo
Today · 4.125%
HK$7,016
baseline
▲ 0.50% · 4.625%
HK$7,443
+HK$427/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$14,032/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,345
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,542
−HK$200/mo
Today · 4.125%
HK$7,742
baseline
▲ 0.50% · 4.625%
HK$8,150
+HK$408/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$15,484/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,991
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,208
−HK$221/mo
Today · 4.125%
HK$7,429
baseline
▲ 0.50% · 4.625%
HK$7,881
+HK$452/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,858/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,777
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,985
−HK$212/mo
Today · 4.125%
HK$8,197
baseline
▲ 0.50% · 4.625%
HK$8,629
+HK$432/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,394/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).