▼ 0.50% · 3.625%
HK$17,995
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,554
−HK$569/mo
Today · 4.125%
HK$19,123
baseline
▲ 0.50% · 4.625%
HK$20,287
+HK$1,164/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,246/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,019
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,556
−HK$544/mo
Today · 4.125%
HK$21,100
baseline
▲ 0.50% · 4.625%
HK$22,213
+HK$1,113/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,200/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,794
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,410
−HK$625/mo
Today · 4.125%
HK$21,035
baseline
▲ 0.50% · 4.625%
HK$22,315
+HK$1,280/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,070/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,021
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,611
−HK$599/mo
Today · 4.125%
HK$23,210
baseline
▲ 0.50% · 4.625%
HK$24,434
+HK$1,224/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,420/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,593
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,265
−HK$683/mo
Today · 4.125%
HK$22,948
baseline
▲ 0.50% · 4.625%
HK$24,344
+HK$1,396/mo
Deposit HK$3.16M · loan HK$4.73M · min. income ≈ HK$45,896/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,023
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,667
−HK$653/mo
Today · 4.125%
HK$25,320
baseline
▲ 0.50% · 4.625%
HK$26,655
+HK$1,335/mo
Deposit HK$3.16M · loan HK$4.73M · min. income ≈ HK$50,640/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,393
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,121
−HK$739/mo
Today · 4.125%
HK$24,860
baseline
▲ 0.50% · 4.625%
HK$26,373
+HK$1,513/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,720/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,024
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,722
−HK$708/mo
Today · 4.125%
HK$27,430
baseline
▲ 0.50% · 4.625%
HK$28,876
+HK$1,446/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,860/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,192
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,976
−HK$796/mo
Today · 4.125%
HK$26,772
baseline
▲ 0.50% · 4.625%
HK$28,401
+HK$1,629/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$53,544/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,026
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,778
−HK$762/mo
Today · 4.125%
HK$29,540
baseline
▲ 0.50% · 4.625%
HK$31,098
+HK$1,558/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$59,080/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,992
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,831
−HK$853/mo
Today · 4.125%
HK$28,684
baseline
▲ 0.50% · 4.625%
HK$30,430
+HK$1,746/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,368/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,028
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,834
−HK$816/mo
Today · 4.125%
HK$31,650
baseline
▲ 0.50% · 4.625%
HK$33,319
+HK$1,669/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,300/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,791
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,687
−HK$910/mo
Today · 4.125%
HK$30,597
baseline
▲ 0.50% · 4.625%
HK$32,459
+HK$1,862/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$61,194/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,030
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,889
−HK$872/mo
Today · 4.125%
HK$33,761
baseline
▲ 0.50% · 4.625%
HK$35,540
+HK$1,779/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$67,522/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,591
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,542
−HK$967/mo
Today · 4.125%
HK$32,509
baseline
▲ 0.50% · 4.625%
HK$34,487
+HK$1,978/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$65,018/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,032
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,945
−HK$926/mo
Today · 4.125%
HK$35,871
baseline
▲ 0.50% · 4.625%
HK$37,761
+HK$1,890/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,742/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,390
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,398
−HK$1,023/mo
Today · 4.125%
HK$34,421
baseline
▲ 0.50% · 4.625%
HK$36,516
+HK$2,095/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$68,842/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,034
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,000
−HK$981/mo
Today · 4.125%
HK$37,981
baseline
▲ 0.50% · 4.625%
HK$39,983
+HK$2,002/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$75,962/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,745 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).