▼ 0.50% · 3.625%
HK$17,702
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,252
−HK$560/mo
Today · 4.125%
HK$18,812
baseline
▲ 0.50% · 4.625%
HK$19,956
+HK$1,144/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,624/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,693
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,221
−HK$536/mo
Today · 4.125%
HK$20,757
baseline
▲ 0.50% · 4.625%
HK$21,851
+HK$1,094/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,514/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,472
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,078
−HK$615/mo
Today · 4.125%
HK$20,693
baseline
▲ 0.50% · 4.625%
HK$21,952
+HK$1,259/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$41,386/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,662
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,243
−HK$590/mo
Today · 4.125%
HK$22,833
baseline
▲ 0.50% · 4.625%
HK$24,036
+HK$1,203/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$45,666/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,242
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,903
−HK$671/mo
Today · 4.125%
HK$22,574
baseline
▲ 0.50% · 4.625%
HK$23,948
+HK$1,374/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,148/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,632
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,265
−HK$643/mo
Today · 4.125%
HK$24,908
baseline
▲ 0.50% · 4.625%
HK$26,221
+HK$1,313/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,816/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,012
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,728
−HK$727/mo
Today · 4.125%
HK$24,455
baseline
▲ 0.50% · 4.625%
HK$25,943
+HK$1,488/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,910/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,601
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,287
−HK$697/mo
Today · 4.125%
HK$26,984
baseline
▲ 0.50% · 4.625%
HK$28,406
+HK$1,422/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$53,968/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,782
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,553
−HK$783/mo
Today · 4.125%
HK$26,336
baseline
▲ 0.50% · 4.625%
HK$27,939
+HK$1,603/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$52,672/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,570
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,310
−HK$750/mo
Today · 4.125%
HK$29,060
baseline
▲ 0.50% · 4.625%
HK$30,591
+HK$1,531/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$58,120/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,553
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,379
−HK$839/mo
Today · 4.125%
HK$28,218
baseline
▲ 0.50% · 4.625%
HK$29,935
+HK$1,717/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$56,436/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,539
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,332
−HK$803/mo
Today · 4.125%
HK$31,135
baseline
▲ 0.50% · 4.625%
HK$32,777
+HK$1,642/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$62,270/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,323
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,204
−HK$895/mo
Today · 4.125%
HK$30,099
baseline
▲ 0.50% · 4.625%
HK$31,930
+HK$1,831/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$60,198/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,509
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,354
−HK$857/mo
Today · 4.125%
HK$33,211
baseline
▲ 0.50% · 4.625%
HK$34,962
+HK$1,751/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$66,422/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,093
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,029
−HK$951/mo
Today · 4.125%
HK$31,980
baseline
▲ 0.50% · 4.625%
HK$33,926
+HK$1,946/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$63,960/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,478
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,376
−HK$911/mo
Today · 4.125%
HK$35,287
baseline
▲ 0.50% · 4.625%
HK$37,147
+HK$1,860/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$70,574/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,863
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,854
−HK$1,007/mo
Today · 4.125%
HK$33,861
baseline
▲ 0.50% · 4.625%
HK$35,922
+HK$2,061/mo
Deposit HK$776K · loan HK$6.99M · min. income ≈ HK$67,722/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,447
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,398
−HK$964/mo
Today · 4.125%
HK$37,362
baseline
▲ 0.50% · 4.625%
HK$39,332
+HK$1,970/mo
Deposit HK$776K · loan HK$6.99M · min. income ≈ HK$74,724/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,892 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).