▼ 0.50% · 3.625%
HK$17,793
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,346
−HK$563/mo
Today · 4.125%
HK$18,909
baseline
▲ 0.50% · 4.625%
HK$20,059
+HK$1,150/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,818/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,794
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,325
−HK$539/mo
Today · 4.125%
HK$20,864
baseline
▲ 0.50% · 4.625%
HK$21,964
+HK$1,100/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,728/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,572
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,181
−HK$619/mo
Today · 4.125%
HK$20,800
baseline
▲ 0.50% · 4.625%
HK$22,065
+HK$1,265/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,600/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,774
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,358
−HK$592/mo
Today · 4.125%
HK$22,950
baseline
▲ 0.50% · 4.625%
HK$24,160
+HK$1,210/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,900/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,352
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,016
−HK$674/mo
Today · 4.125%
HK$22,690
baseline
▲ 0.50% · 4.625%
HK$24,071
+HK$1,381/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,380/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,753
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,390
−HK$647/mo
Today · 4.125%
HK$25,037
baseline
▲ 0.50% · 4.625%
HK$26,356
+HK$1,319/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,074/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,131
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,850
−HK$731/mo
Today · 4.125%
HK$24,581
baseline
▲ 0.50% · 4.625%
HK$26,077
+HK$1,496/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,162/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,733
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,423
−HK$700/mo
Today · 4.125%
HK$27,123
baseline
▲ 0.50% · 4.625%
HK$28,553
+HK$1,430/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,246/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,910
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,685
−HK$787/mo
Today · 4.125%
HK$26,472
baseline
▲ 0.50% · 4.625%
HK$28,083
+HK$1,611/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,944/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,712
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,456
−HK$754/mo
Today · 4.125%
HK$29,210
baseline
▲ 0.50% · 4.625%
HK$30,749
+HK$1,539/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,420/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,689
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,520
−HK$843/mo
Today · 4.125%
HK$28,363
baseline
▲ 0.50% · 4.625%
HK$30,089
+HK$1,726/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,726/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,692
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,488
−HK$808/mo
Today · 4.125%
HK$31,296
baseline
▲ 0.50% · 4.625%
HK$32,946
+HK$1,650/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,592/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,469
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,354
−HK$900/mo
Today · 4.125%
HK$30,254
baseline
▲ 0.50% · 4.625%
HK$32,095
+HK$1,841/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,508/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,671
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,521
−HK$861/mo
Today · 4.125%
HK$33,382
baseline
▲ 0.50% · 4.625%
HK$35,142
+HK$1,760/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,764/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,248
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,189
−HK$956/mo
Today · 4.125%
HK$32,145
baseline
▲ 0.50% · 4.625%
HK$34,101
+HK$1,956/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,290/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,651
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,553
−HK$916/mo
Today · 4.125%
HK$35,469
baseline
▲ 0.50% · 4.625%
HK$37,338
+HK$1,869/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,938/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,027
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,024
−HK$1,012/mo
Today · 4.125%
HK$34,036
baseline
▲ 0.50% · 4.625%
HK$36,107
+HK$2,071/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$68,072/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,630
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,586
−HK$969/mo
Today · 4.125%
HK$37,555
baseline
▲ 0.50% · 4.625%
HK$39,535
+HK$1,980/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$75,110/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,092 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).