▼ 0.50% · 3.625%
HK$17,798
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,351
−HK$563/mo
Today · 4.125%
HK$18,914
baseline
▲ 0.50% · 4.625%
HK$20,065
+HK$1,151/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,828/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,800
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,331
−HK$539/mo
Today · 4.125%
HK$20,870
baseline
▲ 0.50% · 4.625%
HK$21,970
+HK$1,100/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,740/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,578
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,187
−HK$618/mo
Today · 4.125%
HK$20,805
baseline
▲ 0.50% · 4.625%
HK$22,071
+HK$1,266/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,610/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,780
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,364
−HK$593/mo
Today · 4.125%
HK$22,957
baseline
▲ 0.50% · 4.625%
HK$24,167
+HK$1,210/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,914/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,357
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,022
−HK$675/mo
Today · 4.125%
HK$22,697
baseline
▲ 0.50% · 4.625%
HK$24,078
+HK$1,381/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,394/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,760
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,397
−HK$647/mo
Today · 4.125%
HK$25,044
baseline
▲ 0.50% · 4.625%
HK$26,364
+HK$1,320/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,088/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,137
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,857
−HK$731/mo
Today · 4.125%
HK$24,588
baseline
▲ 0.50% · 4.625%
HK$26,084
+HK$1,496/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,176/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,740
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,430
−HK$701/mo
Today · 4.125%
HK$27,131
baseline
▲ 0.50% · 4.625%
HK$28,561
+HK$1,430/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,262/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,917
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,692
−HK$787/mo
Today · 4.125%
HK$26,479
baseline
▲ 0.50% · 4.625%
HK$28,091
+HK$1,612/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,958/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,720
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,463
−HK$755/mo
Today · 4.125%
HK$29,218
baseline
▲ 0.50% · 4.625%
HK$30,758
+HK$1,540/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,436/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,697
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,527
−HK$844/mo
Today · 4.125%
HK$28,371
baseline
▲ 0.50% · 4.625%
HK$30,097
+HK$1,726/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,742/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,700
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,496
−HK$808/mo
Today · 4.125%
HK$31,304
baseline
▲ 0.50% · 4.625%
HK$32,955
+HK$1,651/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,608/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,477
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,362
−HK$900/mo
Today · 4.125%
HK$30,262
baseline
▲ 0.50% · 4.625%
HK$32,104
+HK$1,842/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,524/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,680
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,530
−HK$861/mo
Today · 4.125%
HK$33,391
baseline
▲ 0.50% · 4.625%
HK$35,152
+HK$1,761/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,782/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,256
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,197
−HK$957/mo
Today · 4.125%
HK$32,154
baseline
▲ 0.50% · 4.625%
HK$34,110
+HK$1,956/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,308/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,660
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,563
−HK$915/mo
Today · 4.125%
HK$35,478
baseline
▲ 0.50% · 4.625%
HK$37,349
+HK$1,871/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,956/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,036
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,033
−HK$1,012/mo
Today · 4.125%
HK$34,045
baseline
▲ 0.50% · 4.625%
HK$36,117
+HK$2,072/mo
Deposit HK$781K · loan HK$7.02M · min. income ≈ HK$68,090/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,640
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,596
−HK$969/mo
Today · 4.125%
HK$37,565
baseline
▲ 0.50% · 4.625%
HK$39,545
+HK$1,980/mo
Deposit HK$781K · loan HK$7.02M · min. income ≈ HK$75,130/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,156 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).