▼ 0.50% · 3.625%
HK$17,477
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,021
−HK$552/mo
Today · 4.125%
HK$18,573
baseline
▲ 0.50% · 4.625%
HK$19,703
+HK$1,130/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,146/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,443
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,965
−HK$529/mo
Today · 4.125%
HK$20,494
baseline
▲ 0.50% · 4.625%
HK$21,574
+HK$1,080/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,988/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,225
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,823
−HK$607/mo
Today · 4.125%
HK$20,430
baseline
▲ 0.50% · 4.625%
HK$21,674
+HK$1,244/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$40,860/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,388
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,961
−HK$582/mo
Today · 4.125%
HK$22,543
baseline
▲ 0.50% · 4.625%
HK$23,731
+HK$1,188/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$45,086/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,973
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,625
−HK$663/mo
Today · 4.125%
HK$22,288
baseline
▲ 0.50% · 4.625%
HK$23,644
+HK$1,356/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,576/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,332
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,958
−HK$634/mo
Today · 4.125%
HK$24,592
baseline
▲ 0.50% · 4.625%
HK$25,889
+HK$1,297/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,184/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,720
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,427
−HK$718/mo
Today · 4.125%
HK$24,145
baseline
▲ 0.50% · 4.625%
HK$25,614
+HK$1,469/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$48,290/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,276
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,954
−HK$688/mo
Today · 4.125%
HK$26,642
baseline
▲ 0.50% · 4.625%
HK$28,046
+HK$1,404/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$53,284/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,468
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,229
−HK$773/mo
Today · 4.125%
HK$26,002
baseline
▲ 0.50% · 4.625%
HK$27,585
+HK$1,583/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,004/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,220
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,950
−HK$741/mo
Today · 4.125%
HK$28,691
baseline
▲ 0.50% · 4.625%
HK$30,203
+HK$1,512/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,382/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,216
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,031
−HK$829/mo
Today · 4.125%
HK$27,860
baseline
▲ 0.50% · 4.625%
HK$29,555
+HK$1,695/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$55,720/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,165
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,947
−HK$793/mo
Today · 4.125%
HK$30,740
baseline
▲ 0.50% · 4.625%
HK$32,361
+HK$1,621/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$61,480/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,963
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,833
−HK$884/mo
Today · 4.125%
HK$29,717
baseline
▲ 0.50% · 4.625%
HK$31,525
+HK$1,808/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$59,434/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,109
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,943
−HK$847/mo
Today · 4.125%
HK$32,790
baseline
▲ 0.50% · 4.625%
HK$34,518
+HK$1,728/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$65,580/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,711
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,635
−HK$939/mo
Today · 4.125%
HK$31,574
baseline
▲ 0.50% · 4.625%
HK$33,496
+HK$1,922/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$63,148/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,053
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,940
−HK$899/mo
Today · 4.125%
HK$34,839
baseline
▲ 0.50% · 4.625%
HK$36,676
+HK$1,837/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$69,678/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,459
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,437
−HK$995/mo
Today · 4.125%
HK$33,432
baseline
▲ 0.50% · 4.625%
HK$35,466
+HK$2,034/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$66,864/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,998
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,936
−HK$953/mo
Today · 4.125%
HK$36,889
baseline
▲ 0.50% · 4.625%
HK$38,833
+HK$1,944/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$73,778/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,938 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).