▼ 0.50% · 3.625%
HK$17,057
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,587
−HK$540/mo
Today · 4.125%
HK$18,127
baseline
▲ 0.50% · 4.625%
HK$19,229
+HK$1,102/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,254/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,976
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,485
−HK$516/mo
Today · 4.125%
HK$20,001
baseline
▲ 0.50% · 4.625%
HK$21,055
+HK$1,054/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$40,002/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,763
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,346
−HK$593/mo
Today · 4.125%
HK$19,939
baseline
▲ 0.50% · 4.625%
HK$21,152
+HK$1,213/mo
Deposit HK$3.37M · loan HK$4.11M · min. income ≈ HK$39,878/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,873
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,433
−HK$568/mo
Today · 4.125%
HK$22,001
baseline
▲ 0.50% · 4.625%
HK$23,161
+HK$1,160/mo
Deposit HK$3.37M · loan HK$4.11M · min. income ≈ HK$44,002/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,468
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,105
−HK$647/mo
Today · 4.125%
HK$21,752
baseline
▲ 0.50% · 4.625%
HK$23,075
+HK$1,323/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$43,504/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,771
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,381
−HK$620/mo
Today · 4.125%
HK$24,001
baseline
▲ 0.50% · 4.625%
HK$25,266
+HK$1,265/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$48,002/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,174
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,864
−HK$700/mo
Today · 4.125%
HK$23,564
baseline
▲ 0.50% · 4.625%
HK$24,998
+HK$1,434/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$47,128/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,668
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,330
−HK$671/mo
Today · 4.125%
HK$26,001
baseline
▲ 0.50% · 4.625%
HK$27,372
+HK$1,371/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$52,002/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,880
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,622
−HK$755/mo
Today · 4.125%
HK$25,377
baseline
▲ 0.50% · 4.625%
HK$26,921
+HK$1,544/mo
Deposit HK$2.24M · loan HK$5.24M · min. income ≈ HK$50,754/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,566
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,278
−HK$723/mo
Today · 4.125%
HK$28,001
baseline
▲ 0.50% · 4.625%
HK$29,477
+HK$1,476/mo
Deposit HK$2.24M · loan HK$5.24M · min. income ≈ HK$56,002/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,585
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,381
−HK$809/mo
Today · 4.125%
HK$27,190
baseline
▲ 0.50% · 4.625%
HK$28,844
+HK$1,654/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$54,380/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,463
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,227
−HK$774/mo
Today · 4.125%
HK$30,001
baseline
▲ 0.50% · 4.625%
HK$31,583
+HK$1,582/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$60,002/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,291
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,140
−HK$862/mo
Today · 4.125%
HK$29,002
baseline
▲ 0.50% · 4.625%
HK$30,767
+HK$1,765/mo
Deposit HK$1.50M · loan HK$5.98M · min. income ≈ HK$58,004/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,361
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,175
−HK$826/mo
Today · 4.125%
HK$32,001
baseline
▲ 0.50% · 4.625%
HK$33,688
+HK$1,687/mo
Deposit HK$1.50M · loan HK$5.98M · min. income ≈ HK$64,002/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,997
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,899
−HK$916/mo
Today · 4.125%
HK$30,815
baseline
▲ 0.50% · 4.625%
HK$32,690
+HK$1,875/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$61,630/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,259
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,124
−HK$877/mo
Today · 4.125%
HK$34,001
baseline
▲ 0.50% · 4.625%
HK$35,794
+HK$1,793/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$68,002/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,702
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,657
−HK$971/mo
Today · 4.125%
HK$32,628
baseline
▲ 0.50% · 4.625%
HK$34,613
+HK$1,985/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$65,256/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,156
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,072
−HK$929/mo
Today · 4.125%
HK$36,001
baseline
▲ 0.50% · 4.625%
HK$37,899
+HK$1,898/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$72,002/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,408 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).