▼ 0.50% · 3.625%
HK$17,735
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,287
−HK$560/mo
Today · 4.125%
HK$18,847
baseline
▲ 0.50% · 4.625%
HK$19,994
+HK$1,147/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,694/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,730
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,259
−HK$537/mo
Today · 4.125%
HK$20,796
baseline
▲ 0.50% · 4.625%
HK$21,892
+HK$1,096/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,592/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,509
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,115
−HK$617/mo
Today · 4.125%
HK$20,732
baseline
▲ 0.50% · 4.625%
HK$21,993
+HK$1,261/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,464/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,703
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,285
−HK$591/mo
Today · 4.125%
HK$22,876
baseline
▲ 0.50% · 4.625%
HK$24,081
+HK$1,205/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,752/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,282
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,944
−HK$673/mo
Today · 4.125%
HK$22,617
baseline
▲ 0.50% · 4.625%
HK$23,993
+HK$1,376/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,234/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,676
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,311
−HK$644/mo
Today · 4.125%
HK$24,955
baseline
▲ 0.50% · 4.625%
HK$26,271
+HK$1,316/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,910/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,056
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,773
−HK$728/mo
Today · 4.125%
HK$24,501
baseline
▲ 0.50% · 4.625%
HK$25,992
+HK$1,491/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$49,002/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,649
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,337
−HK$698/mo
Today · 4.125%
HK$27,035
baseline
▲ 0.50% · 4.625%
HK$28,460
+HK$1,425/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$54,070/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,829
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,601
−HK$785/mo
Today · 4.125%
HK$26,386
baseline
▲ 0.50% · 4.625%
HK$27,992
+HK$1,606/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,772/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,622
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,363
−HK$751/mo
Today · 4.125%
HK$29,114
baseline
▲ 0.50% · 4.625%
HK$30,649
+HK$1,535/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,228/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,603
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,430
−HK$841/mo
Today · 4.125%
HK$28,271
baseline
▲ 0.50% · 4.625%
HK$29,991
+HK$1,720/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,542/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,595
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,389
−HK$805/mo
Today · 4.125%
HK$31,194
baseline
▲ 0.50% · 4.625%
HK$32,838
+HK$1,644/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,388/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,376
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,259
−HK$896/mo
Today · 4.125%
HK$30,155
baseline
▲ 0.50% · 4.625%
HK$31,990
+HK$1,835/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$60,310/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,568
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,415
−HK$859/mo
Today · 4.125%
HK$33,274
baseline
▲ 0.50% · 4.625%
HK$35,028
+HK$1,754/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$66,548/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,150
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,087
−HK$953/mo
Today · 4.125%
HK$32,040
baseline
▲ 0.50% · 4.625%
HK$33,990
+HK$1,950/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,080/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,541
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,441
−HK$912/mo
Today · 4.125%
HK$35,353
baseline
▲ 0.50% · 4.625%
HK$37,217
+HK$1,864/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,706/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,923
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,916
−HK$1,009/mo
Today · 4.125%
HK$33,925
baseline
▲ 0.50% · 4.625%
HK$35,989
+HK$2,064/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,850/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,514
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,467
−HK$966/mo
Today · 4.125%
HK$37,433
baseline
▲ 0.50% · 4.625%
HK$39,406
+HK$1,973/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,866/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,330 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).