▼ 0.50% · 3.625%
HK$15,168
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,640
−HK$480/mo
Today · 4.125%
HK$16,120
baseline
▲ 0.50% · 4.625%
HK$17,101
+HK$981/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,240/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,875
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,327
−HK$459/mo
Today · 4.125%
HK$17,786
baseline
▲ 0.50% · 4.625%
HK$18,724
+HK$938/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,572/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,685
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,204
−HK$528/mo
Today · 4.125%
HK$17,732
baseline
▲ 0.50% · 4.625%
HK$18,811
+HK$1,079/mo
Deposit HK$2.99M · loan HK$3.66M · min. income ≈ HK$35,464/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,562
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,060
−HK$505/mo
Today · 4.125%
HK$19,565
baseline
▲ 0.50% · 4.625%
HK$20,596
+HK$1,031/mo
Deposit HK$2.99M · loan HK$3.66M · min. income ≈ HK$39,130/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,202
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,768
−HK$576/mo
Today · 4.125%
HK$19,344
baseline
▲ 0.50% · 4.625%
HK$20,521
+HK$1,177/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$38,688/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,250
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,793
−HK$551/mo
Today · 4.125%
HK$21,344
baseline
▲ 0.50% · 4.625%
HK$22,469
+HK$1,125/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$42,688/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,719
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,332
−HK$624/mo
Today · 4.125%
HK$20,956
baseline
▲ 0.50% · 4.625%
HK$22,231
+HK$1,275/mo
Deposit HK$2.33M · loan HK$4.32M · min. income ≈ HK$41,912/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,937
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,526
−HK$596/mo
Today · 4.125%
HK$23,122
baseline
▲ 0.50% · 4.625%
HK$24,341
+HK$1,219/mo
Deposit HK$2.33M · loan HK$4.32M · min. income ≈ HK$46,244/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,236
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,896
−HK$672/mo
Today · 4.125%
HK$22,568
baseline
▲ 0.50% · 4.625%
HK$23,941
+HK$1,373/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$45,136/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,625
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,258
−HK$643/mo
Today · 4.125%
HK$24,901
baseline
▲ 0.50% · 4.625%
HK$26,214
+HK$1,313/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$49,802/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,753
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,460
−HK$719/mo
Today · 4.125%
HK$24,179
baseline
▲ 0.50% · 4.625%
HK$25,651
+HK$1,472/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$48,358/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,312
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,991
−HK$689/mo
Today · 4.125%
HK$26,680
baseline
▲ 0.50% · 4.625%
HK$28,086
+HK$1,406/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$53,360/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,270
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,024
−HK$767/mo
Today · 4.125%
HK$25,791
baseline
▲ 0.50% · 4.625%
HK$27,361
+HK$1,570/mo
Deposit HK$1.33M · loan HK$5.32M · min. income ≈ HK$51,582/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,000
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,724
−HK$734/mo
Today · 4.125%
HK$28,458
baseline
▲ 0.50% · 4.625%
HK$29,958
+HK$1,500/mo
Deposit HK$1.33M · loan HK$5.32M · min. income ≈ HK$56,916/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,786
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,588
−HK$815/mo
Today · 4.125%
HK$27,403
baseline
▲ 0.50% · 4.625%
HK$29,071
+HK$1,668/mo
Deposit HK$998K · loan HK$5.65M · min. income ≈ HK$54,806/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,687
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,456
−HK$781/mo
Today · 4.125%
HK$30,237
baseline
▲ 0.50% · 4.625%
HK$31,831
+HK$1,594/mo
Deposit HK$998K · loan HK$5.65M · min. income ≈ HK$60,474/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,303
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,153
−HK$862/mo
Today · 4.125%
HK$29,015
baseline
▲ 0.50% · 4.625%
HK$30,781
+HK$1,766/mo
Deposit HK$665K · loan HK$5.99M · min. income ≈ HK$58,030/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,375
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,189
−HK$827/mo
Today · 4.125%
HK$32,016
baseline
▲ 0.50% · 4.625%
HK$33,703
+HK$1,687/mo
Deposit HK$665K · loan HK$5.99M · min. income ≈ HK$64,032/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$199,563 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).