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Home Wan Chai District VILLA LOTTO BLOCK B

20/F 3

in VILLA LOTTO BLOCK B

Wan Chai District · Hong Kong Island

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Floor
G/F 3 1,111 ft² G/F 4 1,044 ft² G/F 6 1,111 ft² 2/F 3 1,116 ft² 2/F 4 1,103 ft² 2/F 5 1,103 ft² 3/F 3 1,116 ft² 3/F 4 1,103 ft² 3/F 5 1,103 ft² 3/F 6 1,116 ft² 4/F 3 1,116 ft² 4/F 4 1,103 ft² 4/F 5 1,103 ft² 5/F 3 1,116 ft² 5/F 4 1,103 ft² 5/F 5 1,103 ft² 6/F 3 1,116 ft² 6/F 4 1,103 ft² 6/F 5 1,103 ft² 6/F 6 1,116 ft² 7/F 4 1,103 ft² 8/F 3 1,116 ft² 8/F 5 1,103 ft² 9/F 3 1,116 ft² 9/F 4 1,103 ft² 9/F 5 1,103 ft² 10/F 3 1,116 ft² 10/F 4 1,103 ft² 10/F 5 1,103 ft² 10/F 6 1,116 ft² 11/F 3 1,116 ft² 11/F 5 1,103 ft² 11/F 6 1,116 ft² 12/F 6 1,116 ft² 13/F 4 1,103 ft² 13/F 5 1,103 ft² 13/F 6 1,116 ft² 14/F 3 1,116 ft² 14/F 4 1,103 ft² 14/F 5 1,103 ft² 14/F 6 1,116 ft² 15/F 5 1,103 ft² 15/F 6 1,116 ft² 16/F 4 1,103 ft² 16/F 5 1,103 ft² 17/F 4 1,103 ft² 17/F 5 1,103 ft² 17/F 6 1,116 ft² 18/F 3 1,116 ft² 18/F 5 1,103 ft² 19/F 3 1,116 ft² 19/F 4 1,103 ft² 19/F 5 1,103 ft² 19/F 6 1,116 ft² 20/F 3 1,116 ft² 20/F 4 1,103 ft² 20/F 5 1,103 ft² 21/F 3 1,116 ft² 21/F 5 1,103 ft² 21/F 6 1,116 ft² 22/F 3 1,116 ft² 22/F 4 1,103 ft² 22/F 5 1,103 ft² 22/F 6 1,116 ft² 23/F 4 1,103 ft² 23/F 5 1,103 ft² 24/F 4 1,103 ft² 24/F 6 1,116 ft² 25/F 3 1,116 ft² 25/F 4 1,103 ft² 25/F 6 1,116 ft²
Crescira AVM · estimated value ● Medium confidence
HK$25.85M
≈ HK$23,166 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.76M, with repayments around HK$87,709/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$82,533
−HK$5,176/mo
▼ 0.25% · 3.875%
HK$85,101
−HK$2,608/mo
Today · 4.125%
HK$87,709
baseline
▲ 0.50% · 4.625%
HK$93,046
+HK$5,337/mo

Deposit HK$7.76M · loan HK$18.10M · min. income ≈ HK$175,418/mo (50% DSR)

Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$1,098,771 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Causeway Bay Station
≈ 14 min walk · 1,050 m
Education
37
schools within 1 km (6 within 500 m)
Daily convenience
26
within 1 km (7 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
41
parks, libraries, sports within 1 km

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 26 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 41 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
3
Saleable Area
1,116 Saleable ft²
Gross Area
1,225 ft²
Efficiency
91%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2025-10-15 HK$23.50M +84.6%
28.1y · 3.0%/yr
1997-10-16 HK$12.73M —

Other appraised units in this building

G/F 3
1,111 ft²
HK$25.54M
G/F 4
1,044 ft²
HK$24.07M
G/F 6
1,111 ft²
HK$25.15M
2/F 3
1,116 ft²
HK$23.24M
2/F 4
1,103 ft²
HK$23.06M
2/F 5
1,103 ft²
HK$22.85M
Data sourced from Renavon.com