▼ 0.50% · 3.625%
HK$22,046
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,732
−HK$696/mo
Today · 4.125%
HK$23,428
baseline
▲ 0.50% · 4.625%
HK$24,854
+HK$1,426/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,856/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,526
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,184
−HK$667/mo
Today · 4.125%
HK$25,851
baseline
▲ 0.50% · 4.625%
HK$27,213
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,702/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,250
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,005
−HK$766/mo
Today · 4.125%
HK$25,771
baseline
▲ 0.50% · 4.625%
HK$27,339
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,542/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,978
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,702
−HK$734/mo
Today · 4.125%
HK$28,436
baseline
▲ 0.50% · 4.625%
HK$29,935
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,872/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,455
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,278
−HK$836/mo
Today · 4.125%
HK$28,114
baseline
▲ 0.50% · 4.625%
HK$29,825
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,228/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,431
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,220
−HK$801/mo
Today · 4.125%
HK$31,021
baseline
▲ 0.50% · 4.625%
HK$32,656
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,042/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,660
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,551
−HK$906/mo
Today · 4.125%
HK$30,457
baseline
▲ 0.50% · 4.625%
HK$32,310
+HK$1,853/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,914/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,884
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,739
−HK$867/mo
Today · 4.125%
HK$33,606
baseline
▲ 0.50% · 4.625%
HK$35,377
+HK$1,771/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,212/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,864
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,824
−HK$976/mo
Today · 4.125%
HK$32,800
baseline
▲ 0.50% · 4.625%
HK$34,795
+HK$1,995/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,600/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,336
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,257
−HK$934/mo
Today · 4.125%
HK$36,191
baseline
▲ 0.50% · 4.625%
HK$38,099
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,382/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,069
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,097
−HK$1,045/mo
Today · 4.125%
HK$35,142
baseline
▲ 0.50% · 4.625%
HK$37,281
+HK$2,139/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,284/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,789
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,775
−HK$1,001/mo
Today · 4.125%
HK$38,776
baseline
▲ 0.50% · 4.625%
HK$40,820
+HK$2,044/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,552/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,273
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,371
−HK$1,114/mo
Today · 4.125%
HK$37,485
baseline
▲ 0.50% · 4.625%
HK$39,766
+HK$2,281/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,970/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,241
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,294
−HK$1,067/mo
Today · 4.125%
HK$41,361
baseline
▲ 0.50% · 4.625%
HK$43,542
+HK$2,181/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,722/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,478
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,644
−HK$1,184/mo
Today · 4.125%
HK$39,828
baseline
▲ 0.50% · 4.625%
HK$42,252
+HK$2,424/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,656/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,694
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,812
−HK$1,134/mo
Today · 4.125%
HK$43,946
baseline
▲ 0.50% · 4.625%
HK$46,263
+HK$2,317/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,892/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,683
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,917
−HK$1,254/mo
Today · 4.125%
HK$42,171
baseline
▲ 0.50% · 4.625%
HK$44,737
+HK$2,566/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,342/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,146
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,330
−HK$1,201/mo
Today · 4.125%
HK$46,531
baseline
▲ 0.50% · 4.625%
HK$48,984
+HK$2,453/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,062/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,815 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).