▼ 0.50% · 3.625%
HK$20,384
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,018
−HK$644/mo
Today · 4.125%
HK$21,662
baseline
▲ 0.50% · 4.625%
HK$22,980
+HK$1,318/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,324/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,677
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,285
−HK$617/mo
Today · 4.125%
HK$23,902
baseline
▲ 0.50% · 4.625%
HK$25,162
+HK$1,260/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,804/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,422
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,120
−HK$708/mo
Today · 4.125%
HK$23,828
baseline
▲ 0.50% · 4.625%
HK$25,278
+HK$1,450/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$47,656/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,944
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,613
−HK$679/mo
Today · 4.125%
HK$26,292
baseline
▲ 0.50% · 4.625%
HK$27,678
+HK$1,386/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$52,584/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,461
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,221
−HK$773/mo
Today · 4.125%
HK$25,994
baseline
▲ 0.50% · 4.625%
HK$27,576
+HK$1,582/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$51,988/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,212
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,942
−HK$740/mo
Today · 4.125%
HK$28,682
baseline
▲ 0.50% · 4.625%
HK$30,194
+HK$1,512/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$57,364/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,499
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,323
−HK$838/mo
Today · 4.125%
HK$28,161
baseline
▲ 0.50% · 4.625%
HK$29,874
+HK$1,713/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,322/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,480
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,270
−HK$802/mo
Today · 4.125%
HK$31,072
baseline
▲ 0.50% · 4.625%
HK$32,710
+HK$1,638/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,144/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,537
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,425
−HK$902/mo
Today · 4.125%
HK$30,327
baseline
▲ 0.50% · 4.625%
HK$32,172
+HK$1,845/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,654/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,747
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,599
−HK$864/mo
Today · 4.125%
HK$33,463
baseline
▲ 0.50% · 4.625%
HK$35,227
+HK$1,764/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,926/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,576
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,527
−HK$966/mo
Today · 4.125%
HK$32,493
baseline
▲ 0.50% · 4.625%
HK$34,470
+HK$1,977/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,986/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,015
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,927
−HK$926/mo
Today · 4.125%
HK$35,853
baseline
▲ 0.50% · 4.625%
HK$37,743
+HK$1,890/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,706/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,614
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,629
−HK$1,030/mo
Today · 4.125%
HK$34,659
baseline
▲ 0.50% · 4.625%
HK$36,768
+HK$2,109/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,318/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,283
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,256
−HK$987/mo
Today · 4.125%
HK$38,243
baseline
▲ 0.50% · 4.625%
HK$40,259
+HK$2,016/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,486/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,652
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,730
−HK$1,095/mo
Today · 4.125%
HK$36,825
baseline
▲ 0.50% · 4.625%
HK$39,066
+HK$2,241/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,650/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,550
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,584
−HK$1,049/mo
Today · 4.125%
HK$40,633
baseline
▲ 0.50% · 4.625%
HK$42,775
+HK$2,142/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,266/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,691
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,832
−HK$1,160/mo
Today · 4.125%
HK$38,992
baseline
▲ 0.50% · 4.625%
HK$41,364
+HK$2,372/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$77,984/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,818
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,913
−HK$1,110/mo
Today · 4.125%
HK$43,023
baseline
▲ 0.50% · 4.625%
HK$45,291
+HK$2,268/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$86,046/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,178 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).