▼ 0.50% · 3.625%
HK$22,017
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,702
−HK$696/mo
Today · 4.125%
HK$23,398
baseline
▲ 0.50% · 4.625%
HK$24,821
+HK$1,423/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,796/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,494
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,151
−HK$666/mo
Today · 4.125%
HK$25,817
baseline
▲ 0.50% · 4.625%
HK$27,178
+HK$1,361/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,634/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,219
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,972
−HK$766/mo
Today · 4.125%
HK$25,738
baseline
▲ 0.50% · 4.625%
HK$27,304
+HK$1,566/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,476/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,943
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,666
−HK$733/mo
Today · 4.125%
HK$28,399
baseline
▲ 0.50% · 4.625%
HK$29,896
+HK$1,497/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,798/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,420
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,242
−HK$835/mo
Today · 4.125%
HK$28,077
baseline
▲ 0.50% · 4.625%
HK$29,786
+HK$1,709/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,154/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,393
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,181
−HK$800/mo
Today · 4.125%
HK$30,981
baseline
▲ 0.50% · 4.625%
HK$32,614
+HK$1,633/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,962/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,622
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,513
−HK$904/mo
Today · 4.125%
HK$30,417
baseline
▲ 0.50% · 4.625%
HK$32,268
+HK$1,851/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,834/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,842
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,696
−HK$866/mo
Today · 4.125%
HK$33,562
baseline
▲ 0.50% · 4.625%
HK$35,331
+HK$1,769/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,124/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,824
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,783
−HK$974/mo
Today · 4.125%
HK$32,757
baseline
▲ 0.50% · 4.625%
HK$34,750
+HK$1,993/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,514/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,291
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,211
−HK$933/mo
Today · 4.125%
HK$36,144
baseline
▲ 0.50% · 4.625%
HK$38,049
+HK$1,905/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,288/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,026
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,053
−HK$1,044/mo
Today · 4.125%
HK$35,097
baseline
▲ 0.50% · 4.625%
HK$37,232
+HK$2,135/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$70,194/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,741
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,726
−HK$1,000/mo
Today · 4.125%
HK$38,726
baseline
▲ 0.50% · 4.625%
HK$40,767
+HK$2,041/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$77,452/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,227
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,323
−HK$1,113/mo
Today · 4.125%
HK$37,436
baseline
▲ 0.50% · 4.625%
HK$39,714
+HK$2,278/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,872/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,190
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,241
−HK$1,066/mo
Today · 4.125%
HK$41,307
baseline
▲ 0.50% · 4.625%
HK$43,485
+HK$2,178/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,614/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,429
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,593
−HK$1,183/mo
Today · 4.125%
HK$39,776
baseline
▲ 0.50% · 4.625%
HK$42,196
+HK$2,420/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,552/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,639
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,756
−HK$1,133/mo
Today · 4.125%
HK$43,889
baseline
▲ 0.50% · 4.625%
HK$46,203
+HK$2,314/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,778/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,631
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,863
−HK$1,253/mo
Today · 4.125%
HK$42,116
baseline
▲ 0.50% · 4.625%
HK$44,679
+HK$2,563/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$84,232/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,089
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,271
−HK$1,200/mo
Today · 4.125%
HK$46,471
baseline
▲ 0.50% · 4.625%
HK$48,920
+HK$2,449/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$92,942/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,553 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).