▼ 0.50% · 3.625%
HK$20,368
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,002
−HK$643/mo
Today · 4.125%
HK$21,645
baseline
▲ 0.50% · 4.625%
HK$22,963
+HK$1,318/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,290/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,659
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,267
−HK$617/mo
Today · 4.125%
HK$23,884
baseline
▲ 0.50% · 4.625%
HK$25,143
+HK$1,259/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,768/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,405
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,102
−HK$708/mo
Today · 4.125%
HK$23,810
baseline
▲ 0.50% · 4.625%
HK$25,259
+HK$1,449/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,620/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,925
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,594
−HK$678/mo
Today · 4.125%
HK$26,272
baseline
▲ 0.50% · 4.625%
HK$27,657
+HK$1,385/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,544/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,442
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,202
−HK$773/mo
Today · 4.125%
HK$25,975
baseline
▲ 0.50% · 4.625%
HK$27,555
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,950/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,191
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,921
−HK$739/mo
Today · 4.125%
HK$28,660
baseline
▲ 0.50% · 4.625%
HK$30,171
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,320/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,479
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,302
−HK$837/mo
Today · 4.125%
HK$28,139
baseline
▲ 0.50% · 4.625%
HK$29,851
+HK$1,712/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,278/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,457
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,247
−HK$802/mo
Today · 4.125%
HK$31,049
baseline
▲ 0.50% · 4.625%
HK$32,685
+HK$1,636/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,098/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,516
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,402
−HK$902/mo
Today · 4.125%
HK$30,304
baseline
▲ 0.50% · 4.625%
HK$32,148
+HK$1,844/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,608/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,723
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,574
−HK$863/mo
Today · 4.125%
HK$33,437
baseline
▲ 0.50% · 4.625%
HK$35,200
+HK$1,763/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,874/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,552
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,503
−HK$965/mo
Today · 4.125%
HK$32,468
baseline
▲ 0.50% · 4.625%
HK$34,444
+HK$1,976/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,936/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,989
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,901
−HK$924/mo
Today · 4.125%
HK$35,825
baseline
▲ 0.50% · 4.625%
HK$37,714
+HK$1,889/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,650/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,589
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,603
−HK$1,030/mo
Today · 4.125%
HK$34,633
baseline
▲ 0.50% · 4.625%
HK$36,740
+HK$2,107/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,266/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,255
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,227
−HK$987/mo
Today · 4.125%
HK$38,214
baseline
▲ 0.50% · 4.625%
HK$40,228
+HK$2,014/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,428/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,626
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,703
−HK$1,094/mo
Today · 4.125%
HK$36,797
baseline
▲ 0.50% · 4.625%
HK$39,036
+HK$2,239/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,594/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,521
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,554
−HK$1,048/mo
Today · 4.125%
HK$40,602
baseline
▲ 0.50% · 4.625%
HK$42,742
+HK$2,140/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,204/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,663
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,803
−HK$1,159/mo
Today · 4.125%
HK$38,962
baseline
▲ 0.50% · 4.625%
HK$41,333
+HK$2,371/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,924/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,787
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,881
−HK$1,110/mo
Today · 4.125%
HK$42,991
baseline
▲ 0.50% · 4.625%
HK$45,257
+HK$2,266/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,982/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,973 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).