▼ 0.50% · 3.625%
HK$22,295
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,988
−HK$705/mo
Today · 4.125%
HK$23,693
baseline
▲ 0.50% · 4.625%
HK$25,134
+HK$1,441/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,386/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,802
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,468
−HK$674/mo
Today · 4.125%
HK$26,142
baseline
▲ 0.50% · 4.625%
HK$27,520
+HK$1,378/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,284/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,524
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,287
−HK$775/mo
Today · 4.125%
HK$26,062
baseline
▲ 0.50% · 4.625%
HK$27,648
+HK$1,586/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,124/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,283
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,014
−HK$743/mo
Today · 4.125%
HK$28,757
baseline
▲ 0.50% · 4.625%
HK$30,273
+HK$1,516/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,514/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,753
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,586
−HK$845/mo
Today · 4.125%
HK$28,431
baseline
▲ 0.50% · 4.625%
HK$30,161
+HK$1,730/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,862/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,763
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,561
−HK$810/mo
Today · 4.125%
HK$31,371
baseline
▲ 0.50% · 4.625%
HK$33,025
+HK$1,654/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,742/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,983
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,884
−HK$916/mo
Today · 4.125%
HK$30,800
baseline
▲ 0.50% · 4.625%
HK$32,675
+HK$1,875/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$61,600/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,243
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,108
−HK$877/mo
Today · 4.125%
HK$33,985
baseline
▲ 0.50% · 4.625%
HK$35,777
+HK$1,792/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$67,970/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,212
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,183
−HK$987/mo
Today · 4.125%
HK$33,170
baseline
▲ 0.50% · 4.625%
HK$35,188
+HK$2,018/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,340/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,723
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,655
−HK$944/mo
Today · 4.125%
HK$36,599
baseline
▲ 0.50% · 4.625%
HK$38,529
+HK$1,930/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,198/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,442
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,482
−HK$1,057/mo
Today · 4.125%
HK$35,539
baseline
▲ 0.50% · 4.625%
HK$37,701
+HK$2,162/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$71,078/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,204
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,201
−HK$1,013/mo
Today · 4.125%
HK$39,214
baseline
▲ 0.50% · 4.625%
HK$41,281
+HK$2,067/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$78,428/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,671
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,781
−HK$1,127/mo
Today · 4.125%
HK$37,908
baseline
▲ 0.50% · 4.625%
HK$40,215
+HK$2,307/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$75,816/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,684
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,748
−HK$1,080/mo
Today · 4.125%
HK$41,828
baseline
▲ 0.50% · 4.625%
HK$44,033
+HK$2,205/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$83,656/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,901
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,080
−HK$1,197/mo
Today · 4.125%
HK$40,277
baseline
▲ 0.50% · 4.625%
HK$42,728
+HK$2,451/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$80,554/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,164
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,295
−HK$1,147/mo
Today · 4.125%
HK$44,442
baseline
▲ 0.50% · 4.625%
HK$46,785
+HK$2,343/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$88,884/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,130
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,378
−HK$1,269/mo
Today · 4.125%
HK$42,647
baseline
▲ 0.50% · 4.625%
HK$45,242
+HK$2,595/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,294/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,644
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,842
−HK$1,214/mo
Today · 4.125%
HK$47,056
baseline
▲ 0.50% · 4.625%
HK$49,537
+HK$2,481/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,112/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$347,721 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).