▼ 0.50% · 3.625%
HK$20,252
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,882
−HK$640/mo
Today · 4.125%
HK$21,522
baseline
▲ 0.50% · 4.625%
HK$22,831
+HK$1,309/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,044/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,530
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,134
−HK$613/mo
Today · 4.125%
HK$23,747
baseline
▲ 0.50% · 4.625%
HK$24,999
+HK$1,252/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,494/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,277
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,970
−HK$704/mo
Today · 4.125%
HK$23,674
baseline
▲ 0.50% · 4.625%
HK$25,114
+HK$1,440/mo
Deposit HK$4.00M · loan HK$4.88M · min. income ≈ HK$47,348/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,783
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,447
−HK$675/mo
Today · 4.125%
HK$26,122
baseline
▲ 0.50% · 4.625%
HK$27,499
+HK$1,377/mo
Deposit HK$4.00M · loan HK$4.88M · min. income ≈ HK$52,244/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,302
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,058
−HK$768/mo
Today · 4.125%
HK$25,826
baseline
▲ 0.50% · 4.625%
HK$27,397
+HK$1,571/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,652/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,036
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,761
−HK$735/mo
Today · 4.125%
HK$28,496
baseline
▲ 0.50% · 4.625%
HK$29,998
+HK$1,502/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$56,992/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,327
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,146
−HK$832/mo
Today · 4.125%
HK$27,978
baseline
▲ 0.50% · 4.625%
HK$29,680
+HK$1,702/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,956/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,289
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,074
−HK$797/mo
Today · 4.125%
HK$30,871
baseline
▲ 0.50% · 4.625%
HK$32,498
+HK$1,627/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,742/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,352
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,234
−HK$896/mo
Today · 4.125%
HK$30,130
baseline
▲ 0.50% · 4.625%
HK$31,964
+HK$1,834/mo
Deposit HK$2.66M · loan HK$6.22M · min. income ≈ HK$60,260/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,542
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,388
−HK$858/mo
Today · 4.125%
HK$33,246
baseline
▲ 0.50% · 4.625%
HK$34,998
+HK$1,752/mo
Deposit HK$2.66M · loan HK$6.22M · min. income ≈ HK$66,492/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,377
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,322
−HK$960/mo
Today · 4.125%
HK$32,282
baseline
▲ 0.50% · 4.625%
HK$34,247
+HK$1,965/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,564/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,795
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,701
−HK$919/mo
Today · 4.125%
HK$35,620
baseline
▲ 0.50% · 4.625%
HK$37,498
+HK$1,878/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,240/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,403
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,410
−HK$1,024/mo
Today · 4.125%
HK$34,434
baseline
▲ 0.50% · 4.625%
HK$36,530
+HK$2,096/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,868/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,048
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,014
−HK$981/mo
Today · 4.125%
HK$37,995
baseline
▲ 0.50% · 4.625%
HK$39,998
+HK$2,003/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$75,990/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,428
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,499
−HK$1,088/mo
Today · 4.125%
HK$36,587
baseline
▲ 0.50% · 4.625%
HK$38,813
+HK$2,226/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,174/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,300
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,328
−HK$1,042/mo
Today · 4.125%
HK$40,370
baseline
▲ 0.50% · 4.625%
HK$42,498
+HK$2,128/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,740/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,453
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,587
−HK$1,152/mo
Today · 4.125%
HK$38,739
baseline
▲ 0.50% · 4.625%
HK$41,096
+HK$2,357/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$77,478/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,553
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,641
−HK$1,103/mo
Today · 4.125%
HK$42,744
baseline
▲ 0.50% · 4.625%
HK$44,998
+HK$2,254/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$85,488/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,439 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).