▼ 0.50% · 3.625%
HK$19,712
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,325
−HK$623/mo
Today · 4.125%
HK$20,948
baseline
▲ 0.50% · 4.625%
HK$22,222
+HK$1,274/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,896/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,929
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,517
−HK$597/mo
Today · 4.125%
HK$23,114
baseline
▲ 0.50% · 4.625%
HK$24,332
+HK$1,218/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,228/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,683
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,357
−HK$686/mo
Today · 4.125%
HK$23,043
baseline
▲ 0.50% · 4.625%
HK$24,445
+HK$1,402/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,086/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,122
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,769
−HK$656/mo
Today · 4.125%
HK$25,425
baseline
▲ 0.50% · 4.625%
HK$26,765
+HK$1,340/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,850/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,654
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,390
−HK$747/mo
Today · 4.125%
HK$25,137
baseline
▲ 0.50% · 4.625%
HK$26,667
+HK$1,530/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,274/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,315
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,021
−HK$716/mo
Today · 4.125%
HK$27,737
baseline
▲ 0.50% · 4.625%
HK$29,199
+HK$1,462/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,474/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,625
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,422
−HK$810/mo
Today · 4.125%
HK$27,232
baseline
▲ 0.50% · 4.625%
HK$28,889
+HK$1,657/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$54,464/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,508
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,272
−HK$776/mo
Today · 4.125%
HK$30,048
baseline
▲ 0.50% · 4.625%
HK$31,632
+HK$1,584/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$60,096/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,596
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,455
−HK$872/mo
Today · 4.125%
HK$29,327
baseline
▲ 0.50% · 4.625%
HK$31,111
+HK$1,784/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,654/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,701
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,524
−HK$835/mo
Today · 4.125%
HK$32,359
baseline
▲ 0.50% · 4.625%
HK$34,065
+HK$1,706/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,718/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,568
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,487
−HK$935/mo
Today · 4.125%
HK$31,422
baseline
▲ 0.50% · 4.625%
HK$33,334
+HK$1,912/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,844/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,894
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,776
−HK$895/mo
Today · 4.125%
HK$34,671
baseline
▲ 0.50% · 4.625%
HK$36,498
+HK$1,827/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,342/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,539
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,520
−HK$997/mo
Today · 4.125%
HK$33,517
baseline
▲ 0.50% · 4.625%
HK$35,556
+HK$2,039/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,034/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,087
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,028
−HK$954/mo
Today · 4.125%
HK$36,982
baseline
▲ 0.50% · 4.625%
HK$38,932
+HK$1,950/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$73,964/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,510
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,552
−HK$1,059/mo
Today · 4.125%
HK$35,611
baseline
▲ 0.50% · 4.625%
HK$37,778
+HK$2,167/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$71,222/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,279
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,279
−HK$1,015/mo
Today · 4.125%
HK$39,294
baseline
▲ 0.50% · 4.625%
HK$41,365
+HK$2,071/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$78,588/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,481
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,585
−HK$1,121/mo
Today · 4.125%
HK$37,706
baseline
▲ 0.50% · 4.625%
HK$40,000
+HK$2,294/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$75,412/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,472
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,531
−HK$1,074/mo
Today · 4.125%
HK$41,605
baseline
▲ 0.50% · 4.625%
HK$43,798
+HK$2,193/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$83,210/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,336 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).