▼ 0.50% · 3.625%
HK$21,918
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,600
−HK$692/mo
Today · 4.125%
HK$23,292
baseline
▲ 0.50% · 4.625%
HK$24,710
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,584/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,384
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,038
−HK$663/mo
Today · 4.125%
HK$25,701
baseline
▲ 0.50% · 4.625%
HK$27,056
+HK$1,355/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,402/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,110
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,860
−HK$762/mo
Today · 4.125%
HK$25,622
baseline
▲ 0.50% · 4.625%
HK$27,181
+HK$1,559/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,244/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,822
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,541
−HK$730/mo
Today · 4.125%
HK$28,271
baseline
▲ 0.50% · 4.625%
HK$29,761
+HK$1,490/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,542/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,302
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,120
−HK$831/mo
Today · 4.125%
HK$27,951
baseline
▲ 0.50% · 4.625%
HK$29,652
+HK$1,701/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$55,902/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,260
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,045
−HK$796/mo
Today · 4.125%
HK$30,841
baseline
▲ 0.50% · 4.625%
HK$32,467
+HK$1,626/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$61,682/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,493
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,380
−HK$900/mo
Today · 4.125%
HK$30,280
baseline
▲ 0.50% · 4.625%
HK$32,123
+HK$1,843/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$60,560/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,699
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,549
−HK$862/mo
Today · 4.125%
HK$33,411
baseline
▲ 0.50% · 4.625%
HK$35,172
+HK$1,761/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$66,822/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,685
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,640
−HK$969/mo
Today · 4.125%
HK$32,609
baseline
▲ 0.50% · 4.625%
HK$34,594
+HK$1,985/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,218/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,137
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,053
−HK$928/mo
Today · 4.125%
HK$35,981
baseline
▲ 0.50% · 4.625%
HK$37,878
+HK$1,897/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,962/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,877
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,900
−HK$1,039/mo
Today · 4.125%
HK$34,939
baseline
▲ 0.50% · 4.625%
HK$37,065
+HK$2,126/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,878/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,575
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,556
−HK$995/mo
Today · 4.125%
HK$38,551
baseline
▲ 0.50% · 4.625%
HK$40,583
+HK$2,032/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,102/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,069
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,160
−HK$1,108/mo
Today · 4.125%
HK$37,268
baseline
▲ 0.50% · 4.625%
HK$39,536
+HK$2,268/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,536/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,014
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,060
−HK$1,061/mo
Today · 4.125%
HK$41,121
baseline
▲ 0.50% · 4.625%
HK$43,289
+HK$2,168/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,242/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,261
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,420
−HK$1,177/mo
Today · 4.125%
HK$39,597
baseline
▲ 0.50% · 4.625%
HK$42,007
+HK$2,410/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,194/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,452
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,564
−HK$1,128/mo
Today · 4.125%
HK$43,692
baseline
▲ 0.50% · 4.625%
HK$45,995
+HK$2,303/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,384/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,452
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,680
−HK$1,246/mo
Today · 4.125%
HK$41,926
baseline
▲ 0.50% · 4.625%
HK$44,478
+HK$2,552/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,852/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,890
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,068
−HK$1,194/mo
Today · 4.125%
HK$46,262
baseline
▲ 0.50% · 4.625%
HK$48,700
+HK$2,438/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,524/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,208 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).