▼ 0.50% · 3.625%
HK$21,825
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,504
−HK$689/mo
Today · 4.125%
HK$23,193
baseline
▲ 0.50% · 4.625%
HK$24,605
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,386/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,280
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,931
−HK$661/mo
Today · 4.125%
HK$25,592
baseline
▲ 0.50% · 4.625%
HK$26,940
+HK$1,348/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,184/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,007
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,754
−HK$759/mo
Today · 4.125%
HK$25,513
baseline
▲ 0.50% · 4.625%
HK$27,065
+HK$1,552/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$51,026/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,708
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,424
−HK$727/mo
Today · 4.125%
HK$28,151
baseline
▲ 0.50% · 4.625%
HK$29,635
+HK$1,484/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$56,302/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,190
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,004
−HK$828/mo
Today · 4.125%
HK$27,832
baseline
▲ 0.50% · 4.625%
HK$29,525
+HK$1,693/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,664/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,136
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,917
−HK$793/mo
Today · 4.125%
HK$30,710
baseline
▲ 0.50% · 4.625%
HK$32,329
+HK$1,619/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,420/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,372
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,255
−HK$896/mo
Today · 4.125%
HK$30,151
baseline
▲ 0.50% · 4.625%
HK$31,986
+HK$1,835/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,302/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,564
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,410
−HK$859/mo
Today · 4.125%
HK$33,269
baseline
▲ 0.50% · 4.625%
HK$35,023
+HK$1,754/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,538/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,555
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,505
−HK$966/mo
Today · 4.125%
HK$32,471
baseline
▲ 0.50% · 4.625%
HK$34,446
+HK$1,975/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,942/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,992
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,903
−HK$925/mo
Today · 4.125%
HK$35,828
baseline
▲ 0.50% · 4.625%
HK$37,717
+HK$1,889/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,656/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,737
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,755
−HK$1,035/mo
Today · 4.125%
HK$34,790
baseline
▲ 0.50% · 4.625%
HK$36,907
+HK$2,117/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,580/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,420
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,396
−HK$991/mo
Today · 4.125%
HK$38,387
baseline
▲ 0.50% · 4.625%
HK$40,411
+HK$2,024/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,774/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,920
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$36,006
−HK$1,103/mo
Today · 4.125%
HK$37,109
baseline
▲ 0.50% · 4.625%
HK$39,367
+HK$2,258/mo
Deposit HK$1.91M · loan HK$7.66M · min. income ≈ HK$74,218/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,848
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,890
−HK$1,056/mo
Today · 4.125%
HK$40,946
baseline
▲ 0.50% · 4.625%
HK$43,105
+HK$2,159/mo
Deposit HK$1.91M · loan HK$7.66M · min. income ≈ HK$81,892/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,102
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,256
−HK$1,173/mo
Today · 4.125%
HK$39,429
baseline
▲ 0.50% · 4.625%
HK$41,828
+HK$2,399/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,858/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,276
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,383
−HK$1,123/mo
Today · 4.125%
HK$43,506
baseline
▲ 0.50% · 4.625%
HK$45,799
+HK$2,293/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,012/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,284
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,506
−HK$1,242/mo
Today · 4.125%
HK$41,748
baseline
▲ 0.50% · 4.625%
HK$44,288
+HK$2,540/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,496/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,704
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,876
−HK$1,189/mo
Today · 4.125%
HK$46,065
baseline
▲ 0.50% · 4.625%
HK$48,493
+HK$2,428/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,130/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,117 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).