▼ 0.50% · 3.625%
HK$20,669
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,312
−HK$654/mo
Today · 4.125%
HK$21,966
baseline
▲ 0.50% · 4.625%
HK$23,302
+HK$1,336/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,932/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,995
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,611
−HK$626/mo
Today · 4.125%
HK$24,237
baseline
▲ 0.50% · 4.625%
HK$25,514
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,474/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,736
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,444
−HK$718/mo
Today · 4.125%
HK$24,162
baseline
▲ 0.50% · 4.625%
HK$25,632
+HK$1,470/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,324/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,294
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,972
−HK$689/mo
Today · 4.125%
HK$26,661
baseline
▲ 0.50% · 4.625%
HK$28,066
+HK$1,405/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,322/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,803
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,575
−HK$784/mo
Today · 4.125%
HK$26,359
baseline
▲ 0.50% · 4.625%
HK$27,963
+HK$1,604/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,718/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,594
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,334
−HK$750/mo
Today · 4.125%
HK$29,084
baseline
▲ 0.50% · 4.625%
HK$30,617
+HK$1,533/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,168/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,870
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,706
−HK$849/mo
Today · 4.125%
HK$28,555
baseline
▲ 0.50% · 4.625%
HK$30,293
+HK$1,738/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,110/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,893
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,695
−HK$813/mo
Today · 4.125%
HK$31,508
baseline
▲ 0.50% · 4.625%
HK$33,169
+HK$1,661/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$63,016/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,937
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,837
−HK$915/mo
Today · 4.125%
HK$30,752
baseline
▲ 0.50% · 4.625%
HK$32,623
+HK$1,871/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,504/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,192
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,056
−HK$876/mo
Today · 4.125%
HK$33,932
baseline
▲ 0.50% · 4.625%
HK$35,720
+HK$1,788/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,864/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,004
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,969
−HK$979/mo
Today · 4.125%
HK$32,948
baseline
▲ 0.50% · 4.625%
HK$34,953
+HK$2,005/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,896/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,492
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,417
−HK$938/mo
Today · 4.125%
HK$36,355
baseline
▲ 0.50% · 4.625%
HK$38,272
+HK$1,917/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,710/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,071
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,100
−HK$1,045/mo
Today · 4.125%
HK$35,145
baseline
▲ 0.50% · 4.625%
HK$37,284
+HK$2,139/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,290/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,791
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,778
−HK$1,001/mo
Today · 4.125%
HK$38,779
baseline
▲ 0.50% · 4.625%
HK$40,823
+HK$2,044/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,558/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,138
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,231
−HK$1,111/mo
Today · 4.125%
HK$37,342
baseline
▲ 0.50% · 4.625%
HK$39,614
+HK$2,272/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,684/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,091
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,139
−HK$1,064/mo
Today · 4.125%
HK$41,203
baseline
▲ 0.50% · 4.625%
HK$43,375
+HK$2,172/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,406/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,205
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,362
−HK$1,176/mo
Today · 4.125%
HK$39,538
baseline
▲ 0.50% · 4.625%
HK$41,944
+HK$2,406/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$79,076/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,390
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,500
−HK$1,126/mo
Today · 4.125%
HK$43,626
baseline
▲ 0.50% · 4.625%
HK$45,926
+HK$2,300/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$87,252/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,454 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).