▼ 0.50% · 3.625%
HK$21,110
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,766
−HK$667/mo
Today · 4.125%
HK$22,433
baseline
▲ 0.50% · 4.625%
HK$23,798
+HK$1,365/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,866/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,484
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,114
−HK$639/mo
Today · 4.125%
HK$24,753
baseline
▲ 0.50% · 4.625%
HK$26,058
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,506/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,221
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,943
−HK$734/mo
Today · 4.125%
HK$24,677
baseline
▲ 0.50% · 4.625%
HK$26,178
+HK$1,501/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$49,354/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,833
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,525
−HK$703/mo
Today · 4.125%
HK$27,228
baseline
▲ 0.50% · 4.625%
HK$28,664
+HK$1,436/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$54,456/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,331
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,119
−HK$801/mo
Today · 4.125%
HK$26,920
baseline
▲ 0.50% · 4.625%
HK$28,558
+HK$1,638/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,840/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,181
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,937
−HK$767/mo
Today · 4.125%
HK$29,704
baseline
▲ 0.50% · 4.625%
HK$31,269
+HK$1,565/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,408/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,442
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,296
−HK$867/mo
Today · 4.125%
HK$29,163
baseline
▲ 0.50% · 4.625%
HK$30,938
+HK$1,775/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,326/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,529
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,348
−HK$831/mo
Today · 4.125%
HK$32,179
baseline
▲ 0.50% · 4.625%
HK$33,875
+HK$1,696/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,358/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,553
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,473
−HK$934/mo
Today · 4.125%
HK$31,407
baseline
▲ 0.50% · 4.625%
HK$33,318
+HK$1,911/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,814/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,878
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,760
−HK$894/mo
Today · 4.125%
HK$34,654
baseline
▲ 0.50% · 4.625%
HK$36,481
+HK$1,827/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,308/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,664
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,649
−HK$1,001/mo
Today · 4.125%
HK$33,650
baseline
▲ 0.50% · 4.625%
HK$35,698
+HK$2,048/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,300/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,226
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,171
−HK$958/mo
Today · 4.125%
HK$37,129
baseline
▲ 0.50% · 4.625%
HK$39,087
+HK$1,958/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,258/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,775
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,826
−HK$1,067/mo
Today · 4.125%
HK$35,893
baseline
▲ 0.50% · 4.625%
HK$38,077
+HK$2,184/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,786/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,575
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,582
−HK$1,023/mo
Today · 4.125%
HK$39,605
baseline
▲ 0.50% · 4.625%
HK$41,692
+HK$2,087/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,210/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,886
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,003
−HK$1,134/mo
Today · 4.125%
HK$38,137
baseline
▲ 0.50% · 4.625%
HK$40,457
+HK$2,320/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,274/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,923
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,994
−HK$1,086/mo
Today · 4.125%
HK$42,080
baseline
▲ 0.50% · 4.625%
HK$44,298
+HK$2,218/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,160/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,997
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,179
−HK$1,201/mo
Today · 4.125%
HK$40,380
baseline
▲ 0.50% · 4.625%
HK$42,837
+HK$2,457/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$80,760/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,272
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,405
−HK$1,150/mo
Today · 4.125%
HK$44,555
baseline
▲ 0.50% · 4.625%
HK$46,904
+HK$2,349/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$89,110/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,755 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).